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409 E Edgewater Ave, Newport Beach, CA, 92661

4beds
3baths
2,732sqft
$8,980,000
$3,287price/sqft
$58,141/moest. monthly cost
$2,325,640/yrincome needed

About This Home

Rare bayfront opportunity on the Newport Beach Peninsula. This 4-bedroom, 3-bath residence offers a premier waterfront setting with direct bay views and its own private boat dock. Designed for coastal living, the home also features a bonus room ideal for a home office, den, or flex space. Enjoy the beauty of the harbor from your doorstep and the convenience of being on the water in one of Newport Beach’s most sought-after bayfront locations. A unique opportunity to enjoy the Peninsula lifestyle with boating, dining, shopping, and beach amenities just moments away.

Getting Around

77
WalkingVery Walkable
26
TransitSome Transit
74
BikeVery Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1917

Materials

  • Foundation: Raised
  • Roof: Common Roof,Shingle
  • Construction materials: Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Double Oven,ENERGY STAR Qualified Appliances,Electric Oven,Disposal,Gas Oven,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Quartz Counters,Remodeled

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Beamed Ceilings,Balcony,Eat-in Kitchen,Open Floorplan,Quartz Counters,Bedroom on Main Level
  • Window features: Bay Window(s),Shutters
  • Flooring: Laminate
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 2,732 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Quartz Counters,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen

Property

Accessibility

  • Accessibility features: Parking,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 04811102
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Open,Patio
  • Exterior features: Dock,Rain Gutters
  • Spa features: None
  • Fencing: Brick,Good Condition
  • Has view: Yes
  • View description: Bay,City Lights,Marina
  • Has water view: Yes
  • Water view: Bay,Marina
  • Waterfront features: Across the Road Water Frontage,Bayfront,Ocean Side Of Highway

Lot

  • Lot size: 3,237 sqft
  • Features: 0-1 Unit/Acre,Walkstreet
  • Lot size dimensions: 3237

Parking

  • Total spaces: 2
  • Parking features: Boat,Concrete,Door-Multi,Direct Access,Driveway Level,Electric Vehicle Charging Station(s),Garage Faces Front,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,407$544,884
Home Insurance *$596$7,152
Property Taxes $11,553$138,636
Electricity $585$7,030
Total$58,141$697,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,993,405/yr
40% on housing$1,744,230/yr
45% on housing$1,550,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,287This listing

vs Other Active Listings

Avg $/sqft

ZIP 92661$2,307
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92661$2,780
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$9,480,000
2025-04-14Sold$5,741,500

For Sale by Agent

AgentRICHARD TAMAYO
BrokerageTAMAYO & ASSOC. R.E.

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