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2401 Clay St, Newport Beach, CA, 92663

6beds
7baths
5,100sqft
$5,375,000
$1,054price/sqft
$33,465/moest. monthly cost
$1,338,600/yrincome needed

About This Home

Experience elevated coastal living in the heart of Newport Heights. This exceptional 7-bedroom, 6.5-bathroom residence offers the perfect blend of luxury, comfort, and functionality, including a detached casita currently designed as a private gym. Thoughtfully upgraded throughout, the home features dual primary suites, two spacious family rooms, and an oversized dining room ideal for entertaining, holiday gatherings, and memorable evenings with family and friends. Designed for seamless indoor-outdoor living, the newly enhanced backyard showcases an oversized in-ground spa, custom fire pit, and expansive built-in seating area, creating the ultimate setting for relaxation and entertaining. Premium amenities include Sub-Zero and Viking appliances, whole-house water and IQ Air filtration systems, surround sound, security cameras, a burglar alarm system, and two EV charging stations. Ideally located just minutes from beaches, Newport Harbor, Fashion Island, dining, shopping, and top-rated schools, this home offers an exceptional opportunity to enjoy the very best of the Newport Beach lifestyle. Also available for lease.

Getting Around

69
WalkingSomewhat Walkable
32
TransitSome Transit
80
BikeVery Bikeable

Schools

9/10

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Built-In Range,Barbecue,Double Oven,Dishwasher,Freezer,Disposal,Gas Oven,Gas Range,Microwave,Water Purifier
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Balcony,Walk-In Pantry
  • Flooring: Carpet,Wood
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,100 sqft

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 04906410
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Exterior features: Barbecue
  • Has spa: Yes
  • Spa features: Heated,In Ground,Permits,Private
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,375 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,178$326,136
Home Insurance *$426$5,112
Property Taxes $4,768$57,216
Electricity $1,093$13,123
Total$33,465$401,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,147,371/yr
40% on housing$1,003,950/yr
45% on housing$892,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,054This listing

vs Other Active Listings

Avg $/sqft

ZIP 92663$1,886
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92663$1,620
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$5,375,000
2026-06-25Listed for sale$5,475,000
2026-06-18Listing removed$5,475,000
2026-06-03Listed for sale$5,475,000
2026-05-25Listing removed$5,475,000
2026-05-18Listed for sale$5,475,000
2015-07-11Listing removed$2,995,000
2013-04-13Listing removed$7,500
2013-04-04Sold$487,000
2013-03-27Price change$7,500
2013-03-12Pending sale$2,250,000
2013-02-27Price change$8,000
2013-01-09Price change$2,250,000
2012-12-20Listed for rent$8,500
2012-11-22Listed for sale$2,350,000
2011-09-10Listing removed$7,500
2011-08-03Listing removed$2,295,000
2011-08-03Listed for rent$7,500
2011-06-29Listed for sale$2,295,000
2011-05-18Listing removed$2,300,000
2011-04-15Listed for sale$2,300,000
2003-03-11Sold$2,000,000
1998-09-01Sold$475,000

For Sale by Agent

AgentMaria Holguin
BrokerageKeller Williams Realty Irvine

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