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104 Onyx Ave, Newport Beach, CA, 92662

2beds
2baths
904sqft
$3,699,000
$4,092price/sqft
$22,864/moest. monthly cost
$914,560/yrincome needed

About This Home

Imagine a Charming remodeled cottage nestled on Balboa Island, just steps from the serene bay of Newport Beach. This delightful 2-bedroom, 2-bath unit offers a perfect blend of coastal charm and modern elegance.Showcasing a Stylish Renovation, The cottage consist of a Lower Unit and a Penthouse, both have been thoughtfully updated with high-end finishes while retaining its quaint character. Both units display natural light flooding through beautilfully acquainted windows, showcasing stunning bay views.Redesigned for comfort, featuring ample storage and cozy decor that invites relaxation. Penthouse offers breathtaking views of the bay, making it an ideal space for entertaining or Maid Quarters! Enjoy sunsets from the bedroom, with the gentle sounds of the waves in the background.The property boasts a charming outdoor front patio, perfect for al fresco dining or morning coffee, surrounded by lush landscaping that enhances the coastal vibe.Prime Location, situated on Balboa Island just One Block West of Marine Ave; providing easy access to local boutiques, cafes, and the beach, making it a perfect retreat for those seeking a vibrant yet relaxed lifestyle. Currently operating as a successful Short Term Rental, ''STR Permit'' difficult to secure is transferable to the New Buyer! Whether you're looking for a weekend getaway or a permanent residence, this property is sure to captivate!

Getting Around

78
WalkingVery Walkable
30
TransitSome Transit
65
BikeBikeable

Schools

8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1924

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Disposal,Gas Range,Microwave,Refrigerator,Range Hood,Vented Exhaust Fan,Water To Refrigerator
  • Laundry features: Outside

Bathroom

  • Features: Linen Closet,Remodeled,Tile Counters,Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Beamed Ceilings,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Separate/Formal Dining Room,Recessed Lighting,Storage,Bedroom on Main Level,Multiple Primary Suites,Walk-In Closet(s)
  • Window features: Double Pane Windows,Shutters
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 904 sqft

Kitchen

  • Features: Kitchenette,Quartz Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Multiple Primary Suites

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 05017210
  • Special condition: Standard
  • Exclusions: Minor Items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Bay,Catalina,Water
  • Has water view: Yes
  • Water view: Bay,Water

Lot

  • Lot size: 1,050 sqft
  • Features: Corner Lot,Landscaped,Zero Lot Line
  • Lot size dimensions: 35 by 30

Parking

  • Parking features: Off Site,On Street,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,704$224,448
Home Insurance *$239$2,868
Property Taxes $3,523$42,276
Electricity $398$4,786
Total$22,864$274,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$783,908/yr
40% on housing$685,920/yr
45% on housing$609,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$4,092This listing

vs Other Active Listings

Avg $/sqft

ZIP 92662$2,903
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92662$2,218
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$3,699,000
2025-06-23Price change$3,795,000
2025-03-06Price change$3,595,000
2025-01-20Listed for sale$3,645,000
2024-08-22Listing removed--
2024-02-21Listed for sale$3,995,000
2023-05-28Listing removed--
2023-05-01Listed for rent$12,000
2021-10-14Sold$2,468,500
2021-08-19Contingent$2,488,080
2021-06-19Listed for sale$2,488,080
2020-01-02Listing removed$5,500
2019-09-01Price change$5,500
2019-08-07Price change$6,500
2019-07-08Price change$3,000
2019-06-26Price change$6,500
2018-10-31Listed for rent$6,000
2003-10-03Sold$1,015,000

For Sale by Agent

AgentLucas Coronel
BrokerageHacienda Agency, Inc.

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