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302 Cotton Trace Dr, Monroe, LA, 71203

4beds
3baths
2,249sqft
$407,000
$181price/sqft
$2,825/moest. monthly cost
$113,000/yrincome needed

About This Home

Stunning Home in Bayou Trace – Built in 2020 & Better Than New! HERE IT IS! Absolutely amazing 4-bedroom, 3-bathroom home in the highly sought-after Bayou Trace subdivision! Offering approximately 2,249 heated square feet and nearly 3,000 total square feet, this beautifully crafted home is truly second to none. Step inside to a wonderful open floor plan designed for both everyday living and entertaining. The spacious living room features a cozy fireplace, rich wood flooring, and elegant crown molding, flowing seamlessly into the dining area and dream kitchen. You’ll fall in love with the kitchen’s high-end stainless steel appliances, granite countertops, abundant cabinetry, and inviting breakfast area. The private primary suite is a true retreat with trey ceilings, a luxurious en-suite bathroom featuring double sinks, relaxing jet tub, walk-in shower and a large walk-in closet. Upstairs, the versatile 4th bedroom offers endless possibilities—perfect as a media room, game room, or second living area. Additional highlights include a convenient mudroom, ample storage, a huge garage with plenty of space, a tankless water heater, and a wood privacy fence. The seller has also added a fantastic outdoor living area—ideal for relaxing or entertaining guests. Beautiful landscaping completes the exterior. Located in the desirable Sterlington school zone, Bayou Trace offers a lifestyle you’ll love with access to Bayou Desiard, scenic green spaces, well-maintained landscaping, and high-end surrounding homes. Enjoy close proximity to shopping, dining, and quick access to Highway 165 for an easy commute. This home truly has it all—style, space, and location. Don’t miss your chance to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
6/10
9/10
Sterlington High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architecture Style,Asphalt Shingle
  • Construction materials: Brick Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Acadian
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range,Microwave,Gas Water Heater
  • Laundry features: Washer/Dryer Connect

Bedroom

  • Level: First
  • Area: 121

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: Second
  • Area: 270

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 143

Features

  • Ceiling Fan(s),Walk-In Closet(s),Wireless Internet
  • Window features: Double Pane Windows,Tilt Sash,Blinds
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,944
  • Total interior livable area: 2,249 sqft

Kitchen

  • Level: First
  • Area: 182

Living Room

  • Level: First
  • Area: 252

Master Bedroom

  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 133483
  • Zoning: res
  • Zoning description: res

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch Covered,Covered Patio,Enclosed Patio
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 10,454 sqft
  • Features: Landscaped,Cleared

Parking

  • Total spaces: 2
  • Parking features: Hard Surface Drv.,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,058$24,696
Home Insurance *$421$5,052
Property Taxes $176$2,112
Electricity $170$2,040
Total$2,825$33,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,857/yr
40% on housing$84,750/yr
45% on housing$75,333/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 71203$109
Ouachita Parish$119

vs Homes Sold Last Month

Median $/sqft

ZIP 71203$127
Ouachita Parish$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$399,000
2026-07-31Listed for sale$407,000
2026-07-29Pending sale$407,000
2026-06-11Price change$407,000
2026-05-29Listed for sale$417,000
2026-04-29Pending sale$417,000
2026-04-11Listed for sale$417,000
2023-06-15Sold--
2023-04-26Price change$390,000
2023-03-31Price change$397,500
2023-03-10Price change$400,000
2023-02-21Listed for sale$410,000

For Sale by Agent

AgentPaula Beasley
BrokerageColdwell Banker Group One Realty

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