




48 Ocean Street, Belfast, ME, 04915
About This Home
Waterfront and walkable, this turnkey coastal gem sits at the end of a quiet dead-end street, with sandy beachfront, sweeping bay views, and a stroll to downtown Belfast. Cafés, pubs, shops, the movie theater, harbor, and City Park, with tennis courts, pickleball, and an open-air pool, are all close by. Meticulously maintained and selling fully furnished, this 4-bedroom, 2.5-bath home has a warm, modern coastal feel and light-filled interiors. The open living and dining area features vaulted ceilings and opens to an expansive deck with panoramic ocean views, perfect for outdoor dining, morning coffee, or evenings by the water. The ground-floor primary suite enjoys those same views, along with French doors opening to the deck. The spacious walk-out basement, with more French doors opening to the lawn and ocean views beyond, adds highly usable bonus space to the home. Ideal for everything from a games room or fitness area to the practical realities of waterfront living, it offers plenty of room for kayaks, paddleboards, and the gear that helps make the most of the shoreline setting. Thoughtful touches and quality systems support effortless coastal living, with radiant floor heating, a whole-house generator, new heat pumps upstairs, and a recently engineered seawall. Whether used as a year-round residence, seasonal retreat, or income-producing property, the home offers comfort and ease. Currently one of Belfast's top-performing Airbnb properties, it has a strong record of repeat guests. Buyers seeking full owner occupancy may close after October 12. Those looking to enjoy the property sooner can still make personal use of the home throughout the summer while benefiting from rental income. A versatile waterfront property in one of Belfast's most treasured settings, positioned for morning swims, sunset cocktails, and small-town coastal life within walking distance of downtown.
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Wood Frame,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Walk-Out Access,Full
Bedroom1
- Features: Full Bath,Laundry/Laundry Hook-up,Walk-In Closet(s)
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- 1st Floor Primary Bedroom w/Bath
- Flooring: Carpet,Tile,Wood,Ceramic Tile,Plank
- Finished area below ground: 0
- Finished area above ground: 2,100
Heating & Cooling
- Heating features: Heat Pump,Hot Water,Radiant,Radiator
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: BELFM036L104
- Zoning: Residential 1
- Other equipment: Generator,Internet Access Available
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Belfast Bay
- Frontage length: Waterfrontage: 66,Waterfrontage Owned: 66
Lot
- Lot size: 7,840 sqft
- Features: City Lot,Neighborhood,Open Lot,Landscaped
Parking
- Total spaces: 1
- Parking features: Other,1 - 4 Spaces,Heated Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Coastal Flooding
- Cold Wave
- Lightning
- Hurricane
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance | $746 | $8,952 |
| Property Taxes | $2,337 | $28,044 |
| Electricity | $305 | $3,663 |
| Total | $13,248 | $158,976 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-17 | Listed for sale | $1,950,000 |
| 2025-11-03 | Listing removed | $1,950,000 |
| 2025-06-10 | Listed for sale | $1,950,000 |
| 2023-06-16 | Sold | $1,500,000 |
For Sale by Agent
