102 Congress Street, Belfast, ME, 04915
About This Home
Vintage 4-unit house in historic Belfast with a long history of family ownership. Located in an excellent rental location on an oversized city lot, near shopping, restaurants, galleries, the Belfast harbor and waterfront, and only 1 mile from a small airport. This property also offers many beautiful antique features, such as hardwood floors, ornate ceilings, period radiators & carved woodwork. Currently configured for 4 one-bedroom apartments, this historic home offers many possibilities. Continue as an income-producing property, convert to its original single-family residence or a residence with an in-law apartment or home business. Lot may also be subdivided with city approval for additional value! A solid income property in an excellent location! Make this your special home along coastal Maine and enjoy the social & cultural life it is known for. (Being offered w/ less acreage, +/-.25 AC for $595.000)
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1878
Materials
- Foundation: Block,Stone,Granite,Brick/Mortar
- Roof: Pitched,Shingle
- Construction materials: Wood Frame,Clapboard
Type & Style
- Home type: MultiFamily
- Architectural style: New Englander
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Interior Entry,Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- 1st Floor Bedroom,Pantry,Shower
- Flooring: Carpet,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 2,708
Heating & Cooling
- Heating features: Baseboard,Hot Water,Radiator
- Cooling features: None
Interior Area
- Total structure area: 2,708
- Total interior livable area: 2,708 sqft
Property
Details
- Parcel number: BELFM037L244
- Zoning: Residential
Features
- Stories: 2
- Patio & porch: Porch
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.78 Acres
- Features: City Lot,Near Golf Course,Near Public Beach,Neighborhood,Corner Lot,Open Lot
Parking
- Parking features: Common,Gravel,5 - 10 Spaces,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Coastal Flooding
- Cold Wave
- Lightning
- Hurricane
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,969 | $47,628 |
| Home Insurance | $300 | $3,600 |
| Property Taxes | $982 | $11,784 |
| Electricity | $393 | $4,723 |
| Total | $5,644 | $67,728 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-03 | Price change | $585,000 |
| 2026-01-03 | Price change | $785,000 |
| 2025-10-16 | Price change | $585,000 |
| 2025-10-16 | Price change | $785,000 |
| 2025-10-16 | Price change | $585,000 |
| 2025-07-02 | Price change | $595,000 |
| 2025-07-02 | Listed for sale | $795,000 |
| 2025-01-06 | Listing removed | $795,000 |
| 2024-10-19 | Price change | $595,000 |
| 2024-10-19 | Price change | $795,000 |
| 2024-10-19 | Price change | $595,000 |
| 2024-10-19 | Listed for sale | $795,000 |
For Sale by Agent
View on Zillow