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46190 Clear Ridge Rd, Big Sur, CA, 93920

3beds
2baths
1,824sqft
$2,150,000
$1,179price/sqft
$13,396/moest. monthly cost
$535,840/yrincome needed

About This Home

SANCTUARY AT MOLERA: Located on a private gated road that stretches from Pfeiffer Beach to The River Inn, this 5 acre ultra-quiet & private Big Sur homestead borders Andrew Molera State Park's nearly 5000 acres of wildlands, beaches, and river. Yet, it is also minutes by car from the storied gathering places and provisions of the Big Sur valley. From the house, stunning views of sacred Pico Blanco mountain tower over epic views of the Big Sur river valley and its rolling hills and watersheds. This is the setting where a beloved Big Sur couple (of artists!) built their dream home in 1993, and have lovingly cared for it ever since. The home they built is a fully permitted, impossibly humble and rustic abode with decks and garden paths connecting magical handbuilt rooms that exude that old school Big Sur essence that is becoming increasingly rare. The almost 2000 sq ft are made up of 3 BR / 2 Bath's, a cozy kitchen & dining room, a multilevel living room, mud room, and detached artist studio...all solar powered. The grand primary bedroom with claw foot tub features a central fireplace and glass ceiling for truly epic stargazing from bed. A surprisingly large portion of the 5 acres is flat or gently sloped making this property a dreamy canvas for future expansion, and creative use.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
7/10
Carmel Middle SchoolGrades 6-819.9 mi
10/10
Carmel High SchoolGrades 9-1220.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: RolledHotMop

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: Other

Features

  • Number of fireplaces: 4
  • Fireplace features: Free Standing,Living Room,Primary Bedroom,Other Location,Wood Burning,Wood Burning Stove

Heating & Cooling

  • Heating features: Fireplace(s),Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 419221007
  • Zoning: Vac-Rural
  • Special condition: Standard
  • Horse amenities: Unimproved

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,871$130,452
Home Insurance *$239$2,868
Property Taxes $1,888$22,656
Electricity $398$4,786
Total$13,396$160,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$459,291/yr
40% on housing$401,880/yr
45% on housing$357,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,179This listing

vs Other Active Listings

Avg $/sqft

ZIP 93920$3,269
Monterey County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 93920$11,857
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$2,150,000
2022-02-01Listing removed--
2021-05-10Listed for sale$2,495,000

For Sale by Agent

AgentMike Gilson
BrokerageEngel & Volkers Carmel

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