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1719 Railroad St, Ponce De Leon, FL, 32455

0beds
0baths
0sqft
$325,000
--price/sqft
$2,418/moest. monthly cost
$96,720/yrincome needed

About This Home

Fantastic Business Corner fronting H81, in Old Town Ponce De Leon. Highly Visible & Extremely Busy Location. The Old 1935 Grocery Store Building, seems to be in solid condition overall. Property is currently Zoned Mixed Use, this zoning allows you to live in and have a business on, hooked into City Water and Sewer.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
5/10
Ponce De Leon High SchoolGrades 6-122.0 mi
3/10
Holmes County High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,250

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,250

Property

Details

  • Parcel number: 1828.04001000024.000
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Open Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: City,Street,Wooded
  • On waterfront: Yes
  • Waterfront features: Access,Creek
  • Waterbody name: Sandy Creek
  • Frontage length: 200

Lot

  • Lot size: 1.77 Acres
  • Features: Corner,Trees,Near Train

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado

FEMA Declared Disasters in Holmes County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$133$1,596
Property Taxes $445$5,340
Electricity $197$2,366
Total$2,418$29,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,902/yr
40% on housing$72,540/yr
45% on housing$64,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.4%
10.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 32455$120
Holmes County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 32455$207
Holmes County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-15Listed for sale$325,000
2025-08-02Listing removed$350,000
2024-08-01Listed for sale$350,000

For Sale by Agent

AgentSara Johnson
BrokerageACTIVE FLORIDA REALTY LLC

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