10342 Brown Rd, Fountain, FL, 32438
About This Home
Classic North Florida turn-key ranch on 40 acres in northern Bay County. The high quality vintage 4/4 ranch sprawling beneath a canopy of palms and oaks has been remodeled and is ready for homesteading. Additional land is available, up to 90 acres total, with extensive cross-fencing, multiple entry points, and potential for an immediate ranch or farm operation. Aerial footage is coming soon. Come see this North Florida coastal country jewel today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Metal
- Construction materials: Brick,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedroom
- Level: First
- Dimensions: 10 x 13
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
- Dimensions: 11 x 12
Features
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,872
- Total interior livable area: 2,872 sqft
Kitchen
- Level: First
- Dimensions: 26 x 12
Living Room
- Level: First
- Dimensions: 22 x 18
Master Bedroom
- Level: First
- Dimensions: 19 x 20
Office
- Level: First
- Dimensions: 10 x 12
Property
Details
- Parcel number: 00544000000
- Zoning description: Agriculture, County, Horses Allowed
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered,Porch
- Exterior features: Deck,Rain Gutters
- Fencing: Full,Cross Fenced,Fenced
Lot
- Lot size: 40 Acres
- Features: Paved
- Lot size dimensions: 1320 x 1320
Parking
- Total spaces: 2
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,423 | $53,076 |
| Home Insurance * | $633 | $7,596 |
| Property Taxes | $943 | $11,316 |
| Electricity | $289 | $3,468 |
| Total | $6,288 | $75,456 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $874,900 |
View on Zillow