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107 Ocean View Dr, Mexico Beach, FL, 32456

2beds
2baths
840sqft
$410,000
$488price/sqft
$2,891/moest. monthly cost
$115,640/yrincome needed

About This Home

Situated on a corner lot just minutes from the sugar-white sands of Mexico Beach, this two-bedroom, two-bath coastal retreat offers the perfect mix of comfort, convenience, and beachside charm. A long driveway provides extra parking for guests, adding to the home's everyday ease and functionality. Inside, the bright and inviting floor plan is designed for relaxed living, with an open kitchen and living area that flows out to a small side deck—just right for a couple of chairs and a quiet place to enjoy your morning coffee or unwind in the evening. Two comfortable bedrooms and two full baths provide plenty of space for family and visitors, while the low-maintenance design makes ownership simple. Whether you're looking to expand your portfolio, secure a strong vacation rental, or own a beachside retreat with income potential, this property offers an excellent investment opportunity in one of the area's most desirable coastal settings. With its corner lot location, extra parking, easy beach access, and low-maintenance design, it checks the boxes for both personal enjoyment and long-term rental appeal.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Tyndall Elementary SchoolGrades PK-816.0 mi
2/10
Rutherford High SchoolGrades 6-1220.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2018

Materials

  • Foundation: Slab,On Grade
  • Roof: Metal
  • Construction materials: Frame,HardiPlank Type

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator w/Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Window Treatments

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 04973900040
  • Zoning description: Residential Single Family
  • Exclusions: Owners Closet items

Features

  • Pool features: In Ground

Lot

  • Lot size: 4,051 sqft
  • Features: Covenants/Restrictions,Subdivided,Within 1/2 Mile of Water
  • Lot size dimensions: 50 x 85

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$182$2,184
Property Taxes $439$5,268
Electricity $197$2,366
Total$2,891$34,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,120/yr
40% on housing$86,730/yr
45% on housing$77,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$415,000
2018-07-27Sold$249,900

For Sale by Agent

AgentHomes with Hof Team
Brokerage98 Real Estate Group, LLC

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