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108 Ascot, Rocky Mount, NC, 27804

4beds
3baths
2,690sqft
$540,000
$201price/sqft
$3,585/moest. monthly cost
$143,400/yrincome needed

About This Home

TO BE BUILT NEW CONSTRUCTION with Caruso Homes on a beautiful homesite in Belmont Lake Preserve, premier Rocky Mount community centered around an 80-acre lake with an 18-hole championship golf course and clubhouse featuring indoor and outdoor pools. This listing features the Tillery, a single-level 3-bedroom, 2.5-bath home. Buyers can personalize options for this plan such as screened-in porch, gourmet kitchen, 2nd floor addition or converting the powder room into a full third bathroom. Buyers can select other Caruso Homes floorplans that are compatible with this lot. Pricing will vary depending on the chosen plan, elevation, and options. Photos are representative only and may show upgrades not included in the base price. The price shown includes the base home, the lot, and estimated lot finishing costs only. Builder tie-in is non-exclusive.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

7/10
M B Hubbard ElementaryGrades K-51.9 mi
7/10
Red Oak MiddleGrades 6-86.2 mi
5/10
Northern Nash HighGrades PK,9-125.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Mud Room

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,690 sqft

Property

Details

  • Parcel number: 385208795888
  • Zoning: R
  • Special condition: Real Estate Owned

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,See Remarks
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 85*125.47*46.09*42.54*114.38

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Tornado
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$326$3,912
Property Taxes $279$3,348
Electricity $250$3,006
Total$3,585$43,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,914/yr
40% on housing$107,550/yr
45% on housing$95,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$116
Nash County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$540,000
2025-07-16Listed for sale$444,900
2025-07-02Listing removed$459,000
2024-09-26Listed for sale$459,000
2023-08-01Listing removed--
2022-10-12Listed for sale$389,900
2022-07-29Sold$40,000
2022-05-19Pending sale$48,500
2022-03-04Listed for sale$48,500
2005-11-08Sold$144,500

New Construction

AgentJessica Poindexter-Hatu
BrokerageTrue Local Realty

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