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127 Ascot, Rocky Mount, NC, 27804

6beds
4baths
2,759sqft
$425,000
$154price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

Welcome to this stunning, nearly new 6-bedroom, 4-bathroom home in the highly sought-after Belmont Lake Preserve community. Built in 2022 and offering 2,759 square feet of well-designed living space, this home delivers the perfect balance of style, space, and functionality. Situated on a quiet cul-de-sac, the home features an open-concept main level filled with natural light, creating an inviting atmosphere for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, complete with a large center island, granite countertops, stainless steel appliances, and abundant cabinetry, all flowing seamlessly into the living and dining areas. The second level includes a generously sized primary suite with a private ensuite bath, along with additional bedrooms that offer flexibility for guests, home office space, or a growing household. The third floor provides a standout feature--a large loft with its own full bathroom--ideal as a private guest suite, media room, or multi-generational living space. Step outside to a fully fenced backyard, offering privacy and ample room for outdoor entertaining, pets, or relaxation. Additional highlights include an attached two-car garage and modern construction with contemporary finishes throughout. Located within Belmont Lake Preserve, this home offers access to a premier community known for its scenic setting, golf course, and convenient proximity to shopping, dining, and major roadways. This move-in ready home combines space, versatility, and location--making it an exceptional value in today's market.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

7/10
M B Hubbard ElementaryGrades K-52.0 mi
7/10
Red Oak MiddleGrades 6-86.2 mi
5/10
Northern Nash HighGrades PK,9-125.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-in Closet(s),Kitchen Island,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Attic: Storage,Floored,Permanent Stairs

Heating & Cooling

  • Heating features: Gas Pack,Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,759
  • Total interior livable area: 2,759 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 385208796997
  • Zoning: n/a
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: Privacy,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 48 x 151

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Tornado
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$256$3,072
Property Taxes $220$2,640
Electricity $256$3,083
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$117
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$450,000
2023-05-23Sold$430,000
2023-04-07Pending sale$450,000
2023-03-03Price change$450,000
2022-10-11Price change$460,540
2022-06-03Price change$475,625
2022-05-15Listed for sale$445,982
2022-02-10Sold$42,500
2021-11-15Pending sale$42,500
2021-03-02Listed for sale$42,500
2005-11-15Sold$69,500

For Sale by Agent

AgentAmanda C. Williams
BrokerageBig Realty

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