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173 Ascot, Rocky Mount, NC, 27804

5beds
4baths
3,544sqft
$540,000
$152price/sqft
$3,665/moest. monthly cost
$146,600/yrincome needed

About This Home

TO BE BUILT NEW CONSTRUCTION on a beautiful Cul-De-Sac homesite located in the prestigious Belmont Lake Preserve. Be part of this lakeside community with a lovely golf course, and a clubhouse with indoor and outdoor pools, billiards room, fitness center, and event space. The Avenel is one of our most popular plans, perfect for a growing family. This home has fabulous curb appeal with craftsman-style elevations, a front porch and a two- or three-car garage. Enter into a breathtaking two-story foyer with a Juliet balcony and dual staircase, flanked by a formal living room and dining room. The expansive two-story family room is open to the breakfast area and kitchen--great for entertaining or just spending family time. The chef in the family will appreciate the gourmet kitchen with large island, walk-in pantry and optional morning room. A home office is perfect for those who work from home. Upstairs, the large owners suite is a true sanctuary with a spa bath and large walk-in closet. Three additional bedrooms, a hall bath and convenient laundry room complete this floor. There are many options to configure this home to meet your needs. Popular upgrades include a main level in-law or guest suite, a conservatory, a screened porch, a game room, California Super Bath, a finished basement, an attic loft, and much more! Base home comes with a slab on grade foundation. Photos are provided by the Builder. Photos and tours may display optional features and upgrades that are not included in the price. Final square footage is approximate and will be finalized with final options. Pictures shown are of proposed models and do not reflect the final appearance of the house and yard settings.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
M B Hubbard ElementaryGrades K-52.0 mi
7/10
Red Oak MiddleGrades 6-86.3 mi
5/10
Northern Nash HighGrades PK,9-126.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Ice Maker,Dishwasher

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Mud Room,Kitchen Island,Gas Log
  • Flooring: LVT/LVP
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,544
  • Total interior livable area: 3,544 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 385208799896
  • Zoning: R
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: See Remarks
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 89.57*97.20*72.28*21.45*127.24

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Tornado
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$326$3,912
Property Taxes $279$3,348
Electricity $330$3,961
Total$3,665$43,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,657/yr
40% on housing$109,950/yr
45% on housing$97,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 27804$117
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27804$137
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-11Listed for sale$454,900
2025-07-02Listing removed$453,212
2024-09-20Listed for sale$453,212
2022-10-07Sold$16,500
2021-12-02Listed for sale$16,500
2021-12-02Pending sale$16,500
2020-12-21Price change$16,500
2019-12-20Listed for sale$30,000

New Construction

AgentJessica Poindexter-Hatu
BrokerageTrue Local Realty

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