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2775 Kiddville Rd, Mt Sterling, KY, 40353

3beds
1baths
1,141sqft
$1,200,000
$1,052price/sqft
$7,992/moest. monthly cost
$319,680/yrincome needed

About This Home

Have you ever wanted to be secluded, surrounded by silence and peace? Let me introduce you to this absolutely phenomenal, just under 200 acres of gorgeous rolling land. The very long driveway takes you along a peaceful little creek, the trees cover the top of the roadway just enough that you feel like you are in the wilderness and then the trees open up and nothing but beauty surrounds you. There is a 7 bent barn as well as a 5 bent barn. There are currently cattle grazing on the land. The soil is perfect for all sorts of agriculture. Great for hunting or just recreation playing. You also get 1800 ft of road frontage. Many home sites. There is currently a home on the property but is need of a complete remodel. Make an appointment today, you wont be disappointed. When you arrive you will feel like you are on top of the world and peace will take over.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
7/10
McNabb Middle SchoolGrades 6-84.5 mi
7/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Other,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,141

Interior Area

  • Total structure area: 1,141
  • Total interior livable area: 1,141 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0170000007.01
  • Horse amenities: Pasture

Features

  • Levels: One
  • Fencing: Wood,Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm

Lot

  • Lot size: 194.88 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$678$8,136
Property Taxes $1,093$13,116
Electricity $154$1,850
Total$7,992$95,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,011/yr
40% on housing$239,760/yr
45% on housing$213,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,052This listing

vs Other Active Listings

Avg $/sqft

ZIP 40353$149
Montgomery County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 40353$152
Montgomery County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$1,200,000

For Sale by Agent

AgentSherry Stephens
BrokerageMurphy Realty Group

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