86 Masters Dr, Saint Augustine, FL, 32084
About This Home
Versatile commercial opportunity located within the city limits of St. Augustine, featuring CL-1 zoning that allows for a wide range of residential and business uses. This flexibility makes the property ideal for investors, owner-operators, or those seeking multiple income streams. Situated on a fully fenced 0.4-acre parcel with over 100 feet of frontage along Masters Drive, the property blends historic character with functional commercial infrastructure. The site includes a late-1800s Florida-style home offering approximately 1,343 square feet of heated and cooled space. Interior features include original heart pine flooring, spacious rooms with high ceilings, solid wood walls and ceilings, and multiple flex spaces suitable for bedrooms, offices, or work areas. The home has been thoughtfully updated with a new 5V crimp metal roof, 200-amp electrical service, central HVAC, updated PVC plumbing, an on-demand gas water heater, and a monitored alarm system. In addition to the main residence, the property features a 1,222-square-foot detached storage building with four separate bays, roll-up doors, electricity, and lighting—ideal for contractor use, storage income, or small business operations. The grounds are both functional and attractive, with mature live oak and cedar trees, established landscaping, brick-paved driveways, ample off-street parking, and a large roll-back gate for added privacy. The property is serviced by city water, sewer, and garbage, and is located in Flood Zone X (high and dry). With its zoning and layout, the property supports a variety of uses, including an owner-occupied residence, long- or short-term rental, restaurant, retail space, office, contractor yard, equipment storage, or a mixed-use investment with multiple tenants. 86 Masters Drive offers a unique opportunity—whether you're seeking an office/warehouse with abundant parking or a residence with room to expand. Contact our office today to schedule a showing and ask for the detailed features sheet.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Crawl
- Roof: Metal
- Construction materials: Frame,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,565
- Total interior livable area: 1,343 sqft
Master Bathroom
- Features: Tub Only
Master Bedroom
- Level: First
Property
Details
- Parcel number: 1095900080
- Zoning: CL-1
Features
- Stories: 1
- Entry location: Split Level
- Exterior features: Irrigation System/Well
- Fencing: Full
Lot
- Lot size: 0.40 Acres
- Features: City Lot,Regular,1/4 to 1/2 Acre
Parking
- Total spaces: 4
- Parking features: 4 Car Garage,Detached,Off Street
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,433 | $41,196 |
| Home Insurance * | $605 | $7,260 |
| Property Taxes | $627 | $7,524 |
| Electricity | $197 | $2,366 |
| Total | $4,862 | $58,344 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $749,000 |
| 2010-11-05 | Sold | $85,000 |
| 2001-10-09 | Sold | $55,000 |
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