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12 NELMAR Avenue, Saint Augustine, FL, 32084

5beds
4baths
3,235sqft
$1,500,000
$464price/sqft
$10,183/moest. monthly cost
$407,320/yrincome needed

About This Home

Affectionately known as the RB Hunt residence, this Nelmar Terrace corner lot home blends historic charm with a smart, modern floor plan. The main house fronts historic tree lined Nelmar Ave, while a detached 2-car garage and 620 SF 1/1 apartment face Douglas Ave, connected by decks and a private courtyard. Heart pine floors warm the living spaces, flowing from living and dining to an open kitchen and family room with cottage-style cabinetry and generous prep space. Indoor/outdoor living extends to a screened porch, decks, and courtyard featuring a custom Brazilian grill and fire pit. The first floor offers a spacious primary suite with gorgeous bath, and laundry. A guest suite with sitting room and updated bath. Upstairs, you'll find two large bedrooms and the third full bath. The above-garage 1/1 apartment includes a living area and kitchenette and is approved for up to four vacation rentals per month, offering excellent flexibility or income potential.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.1 mi
5/10
St. Augustine High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1923

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Eat-in Kitchen,Guest Suite,In-Law Floorplan,Kitchen Island,Primary Bathroom -Tub with Separate Shower,Master Downstairs
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,659
  • Total interior livable area: 3,235 sqft

Property

Details

  • Parcel number: 1543700000
  • Zoning description: Multi Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Exterior features: Courtyard,Fire Pit
  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot,Historic Area,Wooded
  • Lot size dimensions: 74 x 157

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Electric Vehicle Charging Station(s),Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,337$16,044
Property Taxes $937$11,244
Electricity $325$3,906
Total$10,183$122,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,131/yr
40% on housing$305,490/yr
45% on housing$271,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$464This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$230
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$1,500,000
2018-10-16Sold$500,000
2012-05-02Sold$550,000

For Sale by Agent

AgentREBECCA MAGER
BrokerageSELECT REALTY LLC

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