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7104 S Cook St, Monument, NM, 88265

4beds
3baths
1,788sqft
$295,000
$165price/sqft
$1,946/moest. monthly cost
$77,840/yrincome needed

About This Home

Beautifully remodeled country home!! Nestled at the end of a cul-da-sac on multiple lots with minimal neighbors. Additional lots available to total 1.88 Acres. Exterior of home is low maintenance with Dutch lap siding and a beautiful metal roof. On city water. Large fenced yard surround with lots of mature trees and shrubbery with useful outbuilding for storage and parking. 24'x36' shop/garage. Step inside to see remodeled finishes at every turn. High quality finished oak cabinetry with all the custom pullouts. New tile work in wet areas. excellent use of square footage vets ample storage and bonus areas. Two hot water heaters for convenience. Make this private property yours today!!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Sanger Elementary SchoolGrades K-510.3 mi
3/10
Heizer Middle SchoolGrades 6-88.7 mi
8/10
Hobbs High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Metal,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,788 sqft

Property

Details

  • Parcel number: 4000407530001 and 40

Features

  • Stories: 1
  • Fencing: Chain Link,Cross Fenced
  • Topography of land: Chain Link, Cross Fenced, Irregular Lot

Lot

  • Lot size: 1.88 Acres

Parking

  • Total spaces: 7
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 7
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Lea County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$180$2,160
Property Taxes $127$1,524
Electricity $148$1,780
Total$1,946$23,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,720/yr
40% on housing$58,380/yr
45% on housing$51,893/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 88265
Lea County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 88265$121
Lea County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$295,000
2026-05-22Price change$300,000
2026-02-23Price change$340,000
2025-08-12Listed for sale$350,000
2025-07-16Listing removed$350,000
2025-03-04Price change$350,000
2025-02-04Listed for sale$385,000
2024-12-13Listing removed$399,000
2024-05-15Listed for sale$399,000

For Sale by Agent

AgentRobbie Robinson
BrokerageRobinson & Associates Real Estate

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