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132 White Rock Dr, Harvest, AL, 35749

4beds
3baths
3,184sqft
$485,000
$152price/sqft
$3,296/moest. monthly cost
$131,840/yrincome needed

About This Home

This 4 bed 2.5 bath that is situated on a very large, private .4 acre lot is a MUST SEE! Contact Owner Representative: aa0488006@gmail.com 6143981795 It features large open living spaces w/plenty of room for everyone! The open kitchen has a large island with granite counters and tile backsplash! The master suite has a HUGE walk in closet, 5 foot walk-in shower & double sinks in the vanity! The bonus room gives you plenty of options for entertaining & other activities. This home also features a spacious 3 car garage with a very wide driveway offering plenty space for cars and/or storage! 5 minutes to Highway 53& Research Park Blvd, & just 10 minutes away from Redstone Arsenal, Mid City, and The Village of Providence! Large private backyard with plenty of space to personalize or expand outdoor living. Excellent opportunity for homeowners or investors. Open to reasonable offers.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
6/10
Sparkman High SchoolGrades 10-121.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen,Foyer,Study,Living,Bedroom2,Bedroom3,Master Br,Bedroom4,Bonus
  • Flooring: Carpet,Linoleum / Vinyl

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 3,184 sqft

Property

Details

  • Parcel number: 0607260000001187

Features

  • Exterior features: Brick
  • Fencing: Privacy

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$331$3,972
Property Taxes $157$1,884
Electricity $356$4,275
Total$3,296$39,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,005/yr
40% on housing$98,880/yr
45% on housing$87,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 35749$145
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35749$154
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$485,000
2026-03-08Listing removed--
2026-02-01Listed for sale$485,000
2020-09-09Sold$280,000
2020-07-30Listed for sale$279,900
2019-01-24Sold$243,720
2018-10-05Sold$70,000

For Sale by Owner

AgentProperty Owner

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