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1349 E 12th St, Des Moines, IA, 50316

5beds
3baths
2,328sqft
$220,000
$95price/sqft
$1,799/moest. monthly cost
$71,960/yrincome needed

About This Home

Well-maintained three-plex featuring one spacious 3-bedroom unit and two 1-bedroom units—ideal for owner-occupants or investors. Major exterior upgrades completed in 2024 include new roofing, siding and gutters, Offering peace of mind and reduced maintenance. Strong rental potential with a versatile unit mix. Great opportunity to add a solid, updated multi-family property to your portfolio. Tenants are on a month to month contract unit 3 rents for $800 plus electric and gas. Unit 1 $500 plus electric. Unit 2 does not have rental certificate currently.

Getting Around

66
WalkingSomewhat Walkable
34
TransitSome Transit
50
BikeBikeable

Schools

6/10
Carver Elementary SchoolGrades K-50.5 mi
1/10
Hiatt Middle SchoolGrades 6-80.3 mi
2/10
East High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: MultiFamily
  • Architectural style: Two Story
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 2,328
  • Total interior livable area: 2,328 sqft

Property

Details

  • Parcel number: 110/01362000000
  • Zoning: N3C

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$197$2,364
Property Taxes $317$3,804
Electricity $173$2,083
Total$1,799$21,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,680/yr
40% on housing$53,970/yr
45% on housing$47,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 50316$117
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50316$141
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-22Listed for sale$220,000
2021-06-25Sold$161,500
2021-05-05Pending sale$170,000
2021-03-18Listed for sale$170,000
2021-03-10Pending sale$170,000
2021-02-26Listed for sale$170,000
2020-10-07Listing removed$133,000
2020-09-22Pending sale$133,000
2020-09-22Listed for sale$133,000
2005-09-16Sold$44,500
1999-06-09Sold$45,000

For Sale by Agent

AgentBriseida Carrillo Ceniceros
BrokerageEXP Realty, LLC

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