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2142 Diamond Ln, Fairfield, IA, 52556

2beds
2baths
1,292sqft
$173,000
$134price/sqft
$1,353/moest. monthly cost
$54,120/yrincome needed

About This Home

Lovely Townhome in the beautiful and quiet North Campus Village. Located on the edge of the neighborhood overlooking a picturesque hay field. This property is bright and clean with light colored wood flooring, large windows and 2 skylights. Mainfloor offers a spacious and open flow with full kitchen, dining, living room and half bath. Upper level provides 2 large bedrooms, nice full bath, conveniently located washer and dryer in central landing, high ceilings and ample storage closets. HOA Association dues include Diamond Lane HOA of $600 a year and NCV HOA of $416 a year, totaling $85 a month. These HOAs cover mowing, snow removal, fence, driveway & road upkeep. It also covers insurance of the common areas. Go to northcampusvillage.com to apply; see bottom middle for information on MIU Verification Application.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
7/10
Fairfield Middle SchoolGrades 5-82.7 mi
6/10
Fairfield High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Concrete,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,292 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0624146021

Features

  • Levels: Two

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 18.91 x 59.25

Parking

  • Parking features: Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $874$10,488
Home Insurance *$164$1,968
Property Taxes $194$2,328
Electricity $121$1,452
Total$1,353$16,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,388/yr
40% on housing$40,590/yr
45% on housing$36,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$115
Jefferson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$173,000
2026-04-17Price change$178,000
2025-12-08Listed for sale$179,000
2025-11-18Listing removed--
2025-07-30Listed for sale$178,000

For Sale by Agent

AgentMichaela McLain
BrokerageVillage Realty

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