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105 E Lincoln Ave, Fairfield, IA, 52556

2beds
2baths
1,260sqft
$249,900
$198price/sqft
$1,903/moest. monthly cost
$76,120/yrincome needed

About This Home

Come and see this beautiful townhome located in the newest division in Fairfield. Many quality upgrades and the convenience of active HOA maintenance make this home very desirable. This home features a double car garage and new stamped concrete. The primary bedroom with en-suite bath provides privacy and space. The kitchen features upgraded cabinets and countertops with beautiful appliances that stay with the home. Newer Dishwasher. Ring Camera and Nest Smart thermostat stay with the home, as well. Book your appointment today for this must-see property.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
Fairfield Middle SchoolGrades 5-80.6 mi
3/10
Fairfield High SchoolGrades 9-121.5 mi
4/10
Pence Elementary SchoolGrades 2-40.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Poured,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Bi-Level,Contemporary
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,See Remarks,Stove,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: 1001126004
  • Attached to another structure: Yes
  • Zoning: res

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$238$2,856
Property Taxes $281$3,372
Electricity $121$1,452
Total$1,903$22,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,245/yr
40% on housing$57,090/yr
45% on housing$50,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$113
Jefferson County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$251,900
2026-02-20Listing removed$251,900
2025-10-02Price change$251,900
2025-09-12Price change$256,900
2025-08-20Listed for sale$259,500
2023-02-24Sold$169,500
2023-02-16Pending sale$179,500
2023-01-13Contingent$179,500
2022-11-02Price change$179,500
2022-10-11Price change$185,000
2022-09-25Listed for sale$193,500

For Sale by Agent

AgentDenise Gregory
BrokerageHome Realty

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