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299 Magnolia Church Rd, Ragley, LA, 70657

4beds
2baths
1,860sqft
$290,900
$156price/sqft
$1,942/moest. monthly cost
$77,680/yrincome needed

About This Home

Just over 1,800 sq ft of beautifully maintained living space in the desirable Ragley area—located in the sought-after South Beauregard school district! This clean, pretty, and truly move-in-ready home offers 4 bedrooms and 2 bathrooms on just under a half-acre lot, giving you the perfect blend of comfort and space. Step inside to a bright and welcoming layout with a large primary suite featuring a tiled walk-in shower and a deep soaking tub for relaxing evenings. The guest bedrooms are generously sized, and the whole home has been lovingly kept and well cared for. Outside, enjoy the fully fenced backyard, ideal for kids, pets, and privacy. The extended concrete patio offers plenty of room for outdoor dining, grilling, or entertaining. Located in Flood Zone X, this property generally does not require flood insurance from most lenders—giving added peace of mind. A wonderful home in a great location and ready for its next owners—come take a look before it’s gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Dryer,Washer

Bathroom

  • Level: Lower
  • Dimensions: 11.4x4.10

Bedroom

  • Level: Lower
  • Dimensions: 11x11.3

Bedroom

  • Level: Lower
  • Dimensions: 12.11x10.11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 6.4x6.1

Features

  • Pantry
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Lower
  • Dimensions: 10.4x12.9

Laundry

  • Level: Lower
  • Dimensions: 10.7x7.6

Living Room

  • Level: Lower
  • Dimensions: 15.1x15.1

Master Bathroom

  • Level: Lower
  • Dimensions: 13.9x9.5

Master Bedroom

  • Level: Lower
  • Dimensions: 15.7x14.11

Property

Details

  • Parcel number: 0604753455AQ
  • Special condition: Standard

Features

  • Patio & porch: Covered,Concrete
  • Fencing: None

Lot

  • Lot size: 0.39 Acres
  • Features: Regular Lot
  • Lot size dimensions: 107.65 x 169.42

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Louisiana Counties

Fire
Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,470$17,640
Home Insurance *$275$3,300
Property Taxes $50$600
Electricity $147$1,773
Total$1,942$23,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,582/yr
40% on housing$58,260/yr
45% on housing$51,786/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 70657$96
Beauregard Parish$99

vs Homes Sold Last Month

Median $/sqft

ZIP 70657$167
Beauregard Parish$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$299,900
2026-01-17Price change$304,900
2025-11-27Listed for sale$309,900
2017-07-05Sold--

For Sale by Agent

AgentMcCall Nixon
BrokerageRE/MAX ONE

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