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1300 Towery Trce, Ellenboro, NC, 28040

1beds
1baths
400sqft
$500,000
$1,250price/sqft
$3,316/moest. monthly cost
$132,640/yrincome needed

About This Home

Escape to your own private wilderness sanctuary with this remarkable 48+ acre off-grid-property, offering peace, privacy, & self-sufficient living surrounded by breathtaking natural beauty. Nestled among rolling hills & mature woodlands, this unique homestead features a charming Green River Log Cabin designed for simple, comfortable living. There is a separate 400 square foot studio/art building/library that provides endless possibilities for creative pursuits, a home office, guest accommodations, workshop space, or hobby room with housing for all utilities in this unit. Both structures are powered by a Sundance Power Systems designed & installed solar energy system with battery backup, allowing you to enjoy modern conveniences while embracing a sustainable, independent lifestyle. There is a Gold Standard 11,000 KW Kabota Diesel automated generator that supports the solar batteries when needed. There is also a 20X8 pod for storage with double doors existing on both ends. The abundant acreage offers opportunities for hiking, gardening, hunting, wildlife observation, homesteading, or simply enjoying the serenity of nature and it's many blessings. The forest creates a private retreat with stunning views and endless exploration. Whether you are seeking an off-grid way of life, a weekend getaway, or an artist's retreat, this rare property delivers the freedom and tranquility like none other. Absolutely NO drive-bys. Schedule your viewing today. GPS will get you lost!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
5/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space,Other - See Remarks
  • Roof: Metal
  • Construction materials: Metal,Wood

Other

  • Builder name: Green River Log Cabin

Type & Style

  • Home type: SingleFamily
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Gas Range,Propane Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: In Hall

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Open Floorplan
  • Fireplace features: Living Room,Wood Burning Stove,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 400

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 1610521
  • Zoning: r1
  • Special condition: Standard
  • Other equipment: Generator,Other - See Remarks

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Storage,Other - See Remarks
  • Has view: Yes
  • View description: Mountain(s),Year Round
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 48.86 Acres
  • Features: Cleared,Green Area,Hilly,Private,Rolling Slope,Steep Slope,Wooded,Views,Other - See Remarks

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$206$2,472
Property Taxes $382$4,584
Electricity $200$2,405
Total$3,316$39,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,691/yr
40% on housing$99,480/yr
45% on housing$88,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,250This listing

vs Other Active Listings

Avg $/sqft

ZIP 28040$165
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 28040$164
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$490,000
2026-06-14Listed for sale$500,000

For Sale by Agent

AgentDebra Martin
BrokeragePurple Martin Realty, Inc.

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