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231 Wandering Bear Way, Lake Lure, NC, 28746

1beds
1baths
398sqft
$199,900
$502price/sqft
$1,357/moest. monthly cost
$54,280/yrincome needed

About This Home

Escape to this charming Green River Log Cabin, perfectly situated on 2.23 private acres in Lake Lure. This serene mountain retreat features a creek and fire pit, creating the perfect mountain getaway setting. Designed with custom finishes, this turnkey cabin offers an open floor plan with cathedral ceilings, a Queen-size bed featuring integrated under-bed storage, sofa bed in the family room, a convenient laundry area, and additional sleeping space with twin beds in the loft. The screened deck, finished with durable Trex, is ideal for outdoor entertaining while keeping the elements at bay. Whether you're seeking a personal getaway or an income-producing Airbnb, this exquisite Green River Log Cabin blends charm, comfort, and investment potential. Notably, the property is equipped with a 4-BEDROOM MULTI BATH SEPTIC SYSTEM, providing flexibility for future expansion!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
R-S Middle SchoolGrades 6-89.9 mi
4/10
R-S Central High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Other

  • Builder model: Riverview
  • Builder name: Green River Log Cabins

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: Fire Pit
  • Finished area below ground: 0
  • Finished area above ground: 398

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 398
  • Total interior livable area: 398 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1643562
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Screened
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 2.23 Acres
  • Features: Cleared,Sloped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Cold Wave
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$63$756
Property Taxes $84$1,008
Electricity $200$2,405
Total$1,357$16,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,525/yr
40% on housing$40,710/yr
45% on housing$36,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$287
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Price change$199,900
2025-10-07Price change$220,000
2025-08-19Listed for sale$239,900
2021-03-04Sold$39,000

For Sale by Agent

AgentTara Nelon
BrokeragePinnacle Sothebys International Realty

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