See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

96159 Hanging Moss Dr, Fernandina Beach, FL, 32034

2beds
3baths
2,129sqft
$795,000
$373price/sqft
$5,783/moest. monthly cost
$231,320/yrincome needed

About This Home

Experience refined coastal living at 96159 Hanging Moss Drive, a beautifully maintained end-unit townhome in the gated Enclave at Summer Beach. Priced at $815,000, this elegant residence offers 2 bedrooms, an office/den, 2.5 baths, and 2,129 sq ft of thoughtful design. The Abigail floor plan welcomes you with abundant natural light, tall windows, and staggered wood-look tile floors that flow throughout the main living area. The gourmet kitchen stands out with stacked upper cabinets, a natural gas cooktop, granite counters, and a large custom island perfect for everyday meals or entertaining. An elevator provides effortless access to all levels, making the home comfortable for every lifestyle. The den/office offers a quiet retreat, complemented by solid-core doors and plantation shutters for privacy and style. The spacious primary suite features a new frameless shower door and an on-demand water heater for endless comfort. Additional upgrades include reverse osmosis water filtration and pre-wiring for a whole-house generator. Located near the entrance to the community’s beach access path, you are moments from 12 miles of pristine shoreline. The Enclave also offers a pool with an outdoor kitchen and multiple grills, ideal for relaxing days at home. Enjoy peaceful evenings on the screened porches or gather in the open-concept living and kitchen areas designed for easy coastal living. This exceptional home blends luxury, convenience, and the natural beauty of Amelia Island. Welcome to a lifestyle defined by comfort and coastal elegance.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-125.6 mi
--

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Softener Owned,Stove,Washer

Bathroom

  • Level: Main
  • Dimensions: 11x5'8

Bathroom

  • Level: Upper
  • Dimensions: 5'9x5'2

Bedroom

  • Level: Main
  • Dimensions: 17'10x13'8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 15'11x13'6

Features

  • Ceiling Fan(s),Elevator,Other,See Remarks,Shutters,Cable TV
  • Window features: Insulated Windows,Vinyl,Plantation Shutters

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,129
  • Total interior livable area: 2,129 sqft

Kitchen

  • Level: Main
  • Dimensions: 12'8x9'3

Living Room

  • Level: Main
  • Dimensions: 16'2x13'3

Master Bathroom

  • Level: Upper
  • Dimensions: 13'5x6'3

Master Bedroom

  • Level: Upper
  • Dimensions: 16x15

Office

  • Level: Main
  • Dimensions: 11'3x10'9

Utility Room

  • Level: Main
  • Dimensions: 6'11x5'8

Property

Details

  • Parcel number: 00SB30046E00490000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony,Rear Porch,Brick,Covered,Front Porch,Open,Patio,Screened
  • Exterior features: Sprinkler/Irrigation

Lot

  • Lot size: 2,191 sqft
  • Lot size dimensions: 32 x 68

Parking

  • Total spaces: 2
  • Parking features: Driveway,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Heat Wave
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$514$6,168
Property Taxes $1,036$12,432
Electricity $214$2,571
Total$5,783$69,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,274/yr
40% on housing$173,490/yr
45% on housing$154,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$413
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Price change$815,000
2025-11-26Listed for sale$825,000
2024-05-02Sold$770,000
2024-04-05Pending sale$810,000
2024-03-10Price change$810,000
2023-12-21Listed for sale$829,000
2021-07-30Sold$630,000
2021-06-23Pending sale$649,500
2021-06-21Price change$649,500
2021-06-14Price change$658,000
2021-06-03Listed for sale$668,000
2021-02-02Sold$531,500

For Sale by Agent

AgentDean Miller
BrokerageCENTURY 21 MILLER ELITE

Similar Homes