96558 Compass Point Dr, Fernandina Beach, FL, 32034
About This Home
Experience refined coastal living in Oyster Bay Harbour, one of the area’s most desirable gated communities and situated along the Amelia River. 96558 Compass Point is surrounded by breathtaking marsh views & natural beauty and offers a peaceful setting just minutes from beaches & historic downtown Fernandina & under 30 minutes to JAX Int’l Airport & downtown Jacksonville. The home is thoughtfully designed 2,835-square-feet with 3 bedrooms & 2.5 baths. This open-concept layout maximizes natural light, expansive views, & effortless flow between indoor & outdoor living spaces. The spacious great room & dining area connect seamlessly to a chef-inspired kitchen, creating an ideal setting for entertaining or everyday comfort. Outdoor living areas invite you to relax & enjoy coastal breezes & stunning sunsets, while elevated construction enhances both views & peace of mind. The first floor includes a generous 3-car tandem garage with abundant storage, perfect for vehicles, golf carts, or water toys, along with the convenience of a private elevator providing easy access to the main living levels. Residents of Oyster Bay Harbour enjoy amenities that include brand-new pickleball courts, clay tennis courts, community pool, & potential for secure RV/boat storage at a minimal fee. Optional Oyster Bay Yacht Club membership offers access to deep-water marina slips, dining, fitness center, & more. This is luxury coastal living without compromise. Seller has paid for and will have new sod installed just prior to closing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2024
Materials
- Roof: Metal
- Construction materials: Fiber Cement,Frame,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned,Stove,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Elevator
- Window features: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,835
- Total interior livable area: 2,835 sqft
Property
Details
- Parcel number: 463N2854810B370000
- Zoning: PUD
- Special condition: None
Features
- Pool features: Community
- Patio & porch: Balcony,Rear Porch,Covered,Deck,Patio,Screened
- Waterfront features: Marsh
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Wildfire
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,435 | $65,220 |
| Home Insurance * | $695 | $8,340 |
| Property Taxes | $1,428 | $17,136 |
| Electricity | $285 | $3,423 |
| Total | $7,843 | $94,116 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Price change | $1,095,000 |
| 2026-02-20 | Listed for sale | $1,100,000 |
| 2024-12-17 | Sold | $950,355 |
| 2023-07-22 | Pending sale | $899,000 |
| 2023-05-31 | Listed for sale | $899,000 |
| 2023-03-14 | Listing removed | -- |
| 2023-02-18 | Listed for sale | $899,000 |
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