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96121 Hanging Moss Dr, Fernandina Beach, FL, 32034

3beds
3baths
2,000sqft
$835,000
$418price/sqft
$5,928/moest. monthly cost
$237,120/yrincome needed

About This Home

Beautifully upgraded townhome in The Enclave on Amelia Island’s desirable south end! Built in 2020, this 3-bedroom, 2.5-bath Abigail floor plan offers stylish, low-maintenance island living with a 2-car garage and one of the home’s true highlights—a gorgeous private courtyard surrounded by lush, mature landscaping. Inside, soaring 10' ceilings, abundant windows and an open-concept design create a bright, spacious feel. The gourmet kitchen features quartz countertops, white cabinetry, stainless steel appliances, gas cooktop and an oversized island perfect for casual dining and entertaining. The kitchen flows seamlessly into the main living area with views of the beautifully landscaped courtyard—an inviting outdoor retreat for morning coffee, evening cocktails and gatherings with friends. The spacious primary suite is complemented by two additional bedrooms ideal for guests, an office or flex space. Thoughtful upgrades include wood and tile flooring, plantation shutters, custom closets, designer pendant lighting and an elevator shaft for the option of future elevator installation. The Enclave is a gated, natural-gas community ideally located on Amelia Island’s south end, with convenient access to the paved bike trail leading toward the beach and miles of island recreation. Move-in ready, beautifully maintained and just minutes from the sand, this exceptional townhome combines sophisticated finishes, private outdoor living and the relaxed Amelia Island lifestyle.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-125.6 mi
--

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Barrel
  • Construction materials: Frame,Stucco

Other

  • Builder name: Artisan Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Softener Owned,Stove,Washer

Bedroom

  • Level: Lower
  • Dimensions: 11x18

Bedroom

  • Level: Lower
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 16x6

Features

  • Furnished,Shutters
  • Window features: Insulated Windows,Plantation Shutters

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: Main
  • Dimensions: 16x13

Living Room

  • Level: Main
  • Dimensions: 16x17

Master Bathroom

  • Level: Main
  • Dimensions: 13x6

Master Bedroom

  • Level: Main
  • Dimensions: 15x16

Utility Room

  • Level: Main
  • Dimensions: 5x11

Property

Details

  • Parcel number: 00SB30046E00370000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Patio
  • Frontage type: Other,See Remarks

Lot

  • Lot size: 2,012 sqft
  • Lot size dimensions: 32 x 68

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Heat Wave
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,222$50,664
Home Insurance *$540$6,480
Property Taxes $965$11,580
Electricity $201$2,415
Total$5,928$71,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,245/yr
40% on housing$177,840/yr
45% on housing$158,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$413
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$799,000
2026-08-10Listing removed$835,000
2025-10-27Listed for sale$835,000
2020-10-30Sold$475,000
2020-04-17Listed for sale$475,000

For Sale by Agent

AgentHugh Williams
BrokerageBERKSHIRE HATHAWAY HomeServices HWREI

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