




96121 Hanging Moss Dr, Fernandina Beach, FL, 32034
About This Home
Beautifully upgraded townhome in The Enclave on Amelia Island’s desirable south end! Built in 2020, this 3-bedroom, 2.5-bath Abigail floor plan offers stylish, low-maintenance island living with a 2-car garage and one of the home’s true highlights—a gorgeous private courtyard surrounded by lush, mature landscaping. Inside, soaring 10' ceilings, abundant windows and an open-concept design create a bright, spacious feel. The gourmet kitchen features quartz countertops, white cabinetry, stainless steel appliances, gas cooktop and an oversized island perfect for casual dining and entertaining. The kitchen flows seamlessly into the main living area with views of the beautifully landscaped courtyard—an inviting outdoor retreat for morning coffee, evening cocktails and gatherings with friends. The spacious primary suite is complemented by two additional bedrooms ideal for guests, an office or flex space. Thoughtful upgrades include wood and tile flooring, plantation shutters, custom closets, designer pendant lighting and an elevator shaft for the option of future elevator installation. The Enclave is a gated, natural-gas community ideally located on Amelia Island’s south end, with convenient access to the paved bike trail leading toward the beach and miles of island recreation. Move-in ready, beautifully maintained and just minutes from the sand, this exceptional townhome combines sophisticated finishes, private outdoor living and the relaxed Amelia Island lifestyle.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Roof: Barrel
- Construction materials: Frame,Stucco
Other
- Builder name: Artisan Homes
Type & Style
- Home type: Townhouse
- Architectural style: Two Story
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Softener Owned,Stove,Washer
Bedroom
- Level: Lower
- Dimensions: 11x18
Bedroom
- Level: Lower
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Level: Main
- Dimensions: 16x6
Features
- Furnished,Shutters
- Window features: Insulated Windows,Plantation Shutters
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Kitchen
- Level: Main
- Dimensions: 16x13
Living Room
- Level: Main
- Dimensions: 16x17
Master Bathroom
- Level: Main
- Dimensions: 13x6
Master Bedroom
- Level: Main
- Dimensions: 15x16
Utility Room
- Level: Main
- Dimensions: 5x11
Property
Details
- Parcel number: 00SB30046E00370000
- Zoning: PUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Patio
- Frontage type: Other,See Remarks
Lot
- Lot size: 2,012 sqft
- Lot size dimensions: 32 x 68
Parking
- Total spaces: 2
- Parking features: Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,222 | $50,664 |
| Home Insurance * | $540 | $6,480 |
| Property Taxes | $965 | $11,580 |
| Electricity | $201 | $2,415 |
| Total | $5,928 | $71,136 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listed for sale | $799,000 |
| 2026-08-10 | Listing removed | $835,000 |
| 2025-10-27 | Listed for sale | $835,000 |
| 2020-10-30 | Sold | $475,000 |
| 2020-04-17 | Listed for sale | $475,000 |
