95025 Palm Pointe Dr N, Fernandina Beach, FL, 32034
About This Home
Welcome to this sought after gated community of Sandy Pointe Preserve. This 2020 built split floor plan home offers 3 bedrooms, 2 baths and a dedicated home office. The gourmet kitchen features an oversized island with seating, great for entertaining. The great room has 11' ceilings and a expansive three panel cascading slider opening to a covered patio with motorized screens making it perfect for year round enjoyment. Private primary suite with dual vanities, a frameless shower, a large garden tub and 2 walk-in closets. Upgrades include custom window treatments, ceiling fans through out, tray ceilings,a fully fenced back yard, a finished laundry room with cabinets and butcher block counters, 3 car-garge with built in shelving and gutters. Much utilized mud room leading to garage with built-in bench with hooks and cubbies creates a great drop zone. Hunter sprinkler system. This home is conveniently located for is accessibility to Shopping and restaurants and recreation. Only 10 minutes to the sandy beaches of Ameila Island and Historic Fernandina Beach downtown and top-rated schools.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Other
- Builder name: SEDA
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Split Bedrooms,Window Treatments
- Window features: Insulated Windows,Blinds
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 2,228
- Total interior livable area: 2,228 sqft
Property
Details
- Parcel number: 292N28011700050000
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Covered,Open,Patio,Screened
- Exterior features: Fence
Lot
- Lot size: 9,375 sqft
- Lot size dimensions: 75 x 125
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Wildfire
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,841 | $34,092 |
| Home Insurance * | $363 | $4,356 |
| Property Taxes | $455 | $5,460 |
| Electricity | $224 | $2,690 |
| Total | $3,883 | $46,596 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $562,000 |
| 2026-07-07 | Pending sale | $562,000 |
| 2026-06-30 | Price change | $562,000 |
| 2026-06-05 | Listed for sale | $572,000 |
| 2026-06-01 | Listing removed | $572,000 |
| 2026-04-16 | Listed for sale | $572,000 |
| 2026-04-16 | Listing removed | $572,000 |
| 2025-11-15 | Listed for sale | $572,000 |
| 2025-11-06 | Listing removed | $577,000 |
| 2025-10-08 | Price change | $577,000 |
| 2025-08-28 | Price change | $587,000 |
| 2025-06-06 | Listed for sale | $592,000 |
| 2020-08-27 | Sold | $348,900 |
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