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400 Calhoun Trl, Rutherfordton, NC, 28139

2beds
3baths
1,444sqft
$799,000
$553price/sqft
$4,844/moest. monthly cost
$193,760/yrincome needed

About This Home

Set on 35 picturesque acres, this dream farm showcases an authentic barndominium designed for both refined country living and full-scale functionality. The property offers a rare blend of comfort, privacy, and working farm infrastructure—perfect for equestrian enthusiasts, hobby farmers, or those seeking a self-sustaining lifestyle. Inside, the home features a spacious open layout anchored by a massive kitchen island, ideal for gathering and entertaining with a stunning stone gas fireplace. Step out onto the covered balcony and take in sweeping views of the property below. Enjoy a scenic pond with a fountain and waterfall, along with beautiful Cove Creek frontage for a peaceful waterfront setting. Your own private escape in the mountains. Every detail has been thoughtfully elevated throughout the home with two beautifully renovated bathrooms. Outside, the large back porch is where this home truly shines. Featuring a hot tub, outdoor shower, and a recently renovated half bath. It’s the perfect space to unwind, entertain, or create the ultimate outdoor kitchen overlooking your land with a rustic woodfire smokehouse already in place! This property is fully equipped for farm life with seven fenced pastures for rotational grazing with run in shelters, chicken coop, hog pen, and a two-stall horse barn with tack room, laundry, storage and a workshop. Additional outbuilding can be used as a second barn, hay, or garden storage. At the highest point of this property, a private homesite positioned to capture long-range mountain views in every direction adds even more potential. An ideal setting for a future residence or legacy build. This isn't just a farm. It is a lifestyle most people only dream about. All showings must be listing agent accompanied. Please no drive-bys.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
R-S Middle SchoolGrades 6-88.8 mi
4/10
R-S Central High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan
  • Flooring: Vinyl,Wood
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,444

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 1654433 & 1654436
  • Zoning: None
  • Special condition: Standard
  • Horse amenities: Barn,Hay Storage,Pasture,Stable(s),Tack Room,Trailer Storage

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Awning(s),Balcony,Covered,Deck,Porch,Rear Porch
  • Exterior features: Livestock Run In,Storage
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Fenced,Back Yard,Cross Fenced,Electric
  • On waterfront: Yes
  • Waterfront features: None,Creek,Pond,Creek/Stream,Waterfront
  • Waterbody name: Creek

Lot

  • Lot size: 35.33 Acres
  • Features: Cleared,Flood Plain/Bottom Land,Green Area,Pasture,Pond(s),Private,Wooded,Waterfall

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$292$3,504
Property Taxes $312$3,744
Electricity $200$2,405
Total$4,844$58,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,080/yr
40% on housing$145,320/yr
45% on housing$129,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$185
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$850,000
2017-11-03Sold$95,500

For Sale by Agent

AgentJenn Saltouros
BrokerageHoward Hanna Beverly-Hanks, Lake Lure

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