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2051 Stonewater Dr, Dayton, OH, 45458

5beds
6baths
5,133sqft
$849,000
$165price/sqft
$6,349/moest. monthly cost
$253,960/yrincome needed

About This Home

Welcome Home! Gorgeous move-in-ready luxury home in Centerville’s Wynstone community. This spacious two-story built by M/I Homes offers over 5,000 sqft, 5 bedrooms, 5 1/2 baths w/ guest suite on main, upstairs loft, finished basement and 1-acre lot. Beautiful interior and exterior design throughout. Main level is stunning w/ open concept kitchen, cathedral ceiling, gas fireplace and hardwood floors. Kitchen features large island, quartz counters, gas range, stainless steel appliances, butler’s pantry and walk-in pantry. The dining room w/ tray ceiling, half bath and guest suite complete the main level. Upstairs features the spacious primary bedroom with spa-like ensuite and walk-in closet. Two additional bedrooms share a jack & jill bath and a fourth bedroom w/ hallway bath. A large loft and laundry room complete the second level. The basement features a large rec room with built-in surround sound, exercise room, full bath with soaking tub and egress window. The 3-car garage has a bonus bump out storage area and extended driveway w/ basketball hoop. Endless possibilities with the large private backyard. You don’t want to miss this beautiful, warm and welcoming home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
8/10
Centerville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Main
  • Dimensions: 12 x 13

Bedroom

  • Level: Second
  • Dimensions: 15 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 15

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 15 x 11

Dining Room

  • Level: Main
  • Dimensions: 17 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 16 x 7

Exercise Room

  • Level: Basement
  • Dimensions: 10 x 15

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Speed Internet,Kitchen Island,Kitchen/Family Room Combo,Pantry,Quartz Counters,Solid Surface Counters,Walk-In Closet(s)
  • Window features: Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 20 x 21

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,133
  • Total interior livable area: 5,133 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 12

Laundry

  • Level: Second
  • Dimensions: 8 x 7

Loft

  • Level: Second
  • Dimensions: 20 x 21

Master Bedroom

  • Level: Second
  • Dimensions: 20 x 16

Recreation

  • Level: Basement
  • Dimensions: 48 x 15

Property

Details

  • Parcel number: O67223440076
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 1.00 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$283$3,396
Property Taxes $1,223$14,676
Electricity $550$6,606
Total$6,349$76,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,680/yr
40% on housing$190,470/yr
45% on housing$169,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 45458$187
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45458$163
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$825,000
2026-07-18Listed for sale$849,000
2021-01-19Sold$632,600

For Sale by Agent

AgentNicole Holbrook
BrokerageColdwell Banker Heritage

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