2198 Sprague Dr, Sparks, NV, 89436
About This Home
Rare opportunity to assume a loan at an incredible 2.75% interest rate—an unmatched advantage in today's market! Welcome to this beautifully upgraded Stonebrook home, thoughtfully enhanced with custom design elements by a former Toll Brothers designer. Every detail has been carefully curated, blending style and function throughout. The inviting family room features a truly one-of-a-kind fireplace, creating a stunning focal point and cozy atmosphere. The home also includes newer appliances that all stay, offering a seamless move-in experience. Designed for modern living, this property offers solar panels for energy efficiency, an EV charger in the garage, and a fully landscaped, low-maintenance backyard—perfect for relaxing or entertaining. This is a unique chance to own a designer-upgraded home with premium features and significant financial benefits.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Crawl Space
- Roof: Composition,Pitched
- Construction materials: Stone Veneer,Stucco
Other
- Builder name: Toll Brothers
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Gas Range,Microwave,Oven,Refrigerator,Washer
- Laundry features: Cabinets,Laundry Room,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Master Downstairs,Smart Thermostat,Walk-In Closet(s)
- Window features: Double Pane Windows,Vinyl Frames
- Flooring: Carpet,Luxury Vinyl,Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,180
- Total interior livable area: 2,180 sqft
Property
Details
- Parcel number: 52848310
- Zoning: NUD
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio
- Exterior features: None
- Spa features: None
- Fencing: Back Yard,Full
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 7,840 sqft
- Features: Artificial Turf,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 3
- Parking features: Additional Parking,Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,337 | $40,044 |
| Home Insurance | $137 | $1,644 |
| Property Taxes | $253 | $3,036 |
| Electricity | $203 | $2,441 |
| Total | $3,930 | $47,160 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $737,000 |
| 2026-03-29 | Listed for sale | $750,000 |
| 2021-12-29 | Sold | $610,288 |
View on Zillow