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5604 Garner Rd, Tuscaloosa, AL, 35405

4beds
2baths
2,814sqft
$239,900
$85price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Nestled on approximately 1.75 acres, this spacious 4-bedroom, 2-bath home offers the perfect combination of privacy, functionality, and outdoor enjoyment. With 2,814 square feet of living space, there's plenty of room for guests, and entertaining. One of the property's standout features is the private lake in the backyard, where you can enjoy fishing, relaxing by the water, and taking in the peaceful views right from your own property. The expansive yard provides ample space for outdoor activities while offering a secluded, country-like setting. The home also features a full basement complete with its own living area and kitchen, making it ideal for multi-generational living, extended guests, a private retreat, or additional entertaining space. Whether you're looking for room to spread out, enjoy waterfront living, or take advantage of the versatile basement setup, this property offers a rare opportunity in a convenient Tuscaloosa location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Eastwood Middle SchoolGrades 6-82.2 mi
2/10
Paul W Bryant High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Floor Drain,Main Level,Other,Yes

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Third

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • None,Tub/Shower Combo
  • Flooring: Hardwood
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,814

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,814 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 3703054001001.003
  • Special condition: As Is

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Open (DECK),Deck
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: No

Lot

  • Lot size: 1.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$168$2,016
Property Taxes $61$732
Electricity $314$3,778
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 35405$131
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35405$153
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$239,900
2026-06-26Price change$245,000
2026-06-18Listed for sale$250,000
2020-02-24Sold$178,500
2019-12-28Pending sale$179,900
2019-12-17Price change$179,900
2019-09-25Price change$189,900
2019-08-27Listed for sale$199,900
2019-08-13Pending sale$199,900
2019-07-08Listed for sale$199,900

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services

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