See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

718 Karbers Ridge Rd, Karbers Ridge, IL, 62931

4beds
2baths
2,826sqft
$252,000
$89price/sqft
$3,241/moest. monthly cost
$129,640/yrincome needed

About This Home

Trail-Side Retreat on 4.3 Acres in the Heart of Shawnee Discover your escape at 718 Karbers Ridge Rd, Elizabethtown, IL - a 2,800 sq ft home on 4.31 acres perfectly positioned between two of Shawnee National Forest's best trail-riding camps. Built in 1980, this 3-bed, 2-bath property blends space, comfort, and proximity to adventure. The home features a new roof, updated siding, and new gutters, with thoughtful care throughout. Enjoy the freedom of open land less than 0.3 mile from a major river and only 1/2 mile from the R2R Trail - ride 50 minutes to Black's Cabin, 45 minutes to Initial Tree, about an hour to No No Rock, and an hour 20 to Hurricane Bluff. It's a trail rider's dream location offering endless scenic routes right from your doorstep. Utilities include American Water city water, Southeastern Electric power, and a sand-filter septic system. Whether you're looking for a private homestead, a vacation getaway, or a basecamp for your horses, this property offers the rare chance to live where others come to explore.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
Hardin County High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Egress Window

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,826 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Tile)
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 021800806000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 4.31 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,274$15,288
Home Insurance *$1,576$18,912
Property Taxes $174$2,088
Electricity $217$2,608
Total$3,241$38,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,120/yr
40% on housing$97,230/yr
45% on housing$86,426/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.9%
-9.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 62931$106
Hardin County$73

vs Homes Sold Last Month

Median $/sqft

ZIP 62931
Hardin County$21

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$252,000
2025-12-19Price change$265,000
2025-11-05Listed for sale$279,900

For Sale by Agent

AgentColton Durre
BrokerageWILEY REALTY GROUP

Similar Homes