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112 Sutters Mill Rd, Saint Peters, MO, 63376

3beds
3baths
1,796sqft
$340,000
$189price/sqft
$2,364/moest. monthly cost
$94,560/yrincome needed

About This Home

Welcome to 112 Sutters Mill Rd, a 3-bedroom 3 full bath offering comfortable living in the heart of Saint Peters. Inside this spacious single-family home you’ll find a warm and inviting layout featuring a cozy fireplace perfect for relaxing evenings, and a finished lower level that adds valuable extra living space—ideal for a media room, home office, or guest area. The kitchen comes fully equipped with essential appliances including a refrigerator, range/oven, microwave, dishwasher, and freezer, making it move-in ready for effortless daily living. Central cooling ensures comfort year-round, while the attached garage provides convenient parking and storage. Set on a generous corner lot. Located in a well-established Saint Peters neighborhood, this home provides easy access to local amenities, steps away from the huge park, tennis and basetball courts, many trails throughout the neighborhood are sure to keep you relaxed, shopping, dining, and major commuting routes—making it an ideal choice for both convenience and comfort. Whether you’re looking to settle into your next home or invest in a property with strong potential, 112 Sutters Mill Rd delivers space, character, and opportunity in one complete package.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Gas Oven

Basement

  • Basement: Sleeping Area,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 1,092
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,796
  • Total interior livable area: 1,796 sqft

Property

Details

  • Parcel number: 201085062000059.0000000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 9,801 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$204$2,448
Property Taxes $300$3,600
Electricity $141$1,693
Total$2,364$28,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,051/yr
40% on housing$70,920/yr
45% on housing$63,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$170
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$340,000
2022-02-07Sold--
2021-12-31Pending sale$239,000
2021-12-28Listed for sale$239,000
2021-12-07Pending sale$239,000
2021-12-02Price change$239,000
2021-11-11Listing removed--
2021-10-19Listed for rent$1,899
2020-10-24Listing removed$1,699
2020-10-01Listed for rent$1,699
2019-08-20Listing removed$1,679
2019-07-30Price change$1,679
2019-07-20Listed for rent$1,529
2018-07-17Listing removed$1,529
2018-07-13Price change$1,529
2018-07-03Listed for rent$1,499
2017-07-07Listing removed$1,499
2017-06-23Listed for rent$1,499
2017-01-14Listed for sale--
2016-12-02Sold--
2016-11-09Listed for sale--
2016-08-23Listing removed--
2016-08-18Price change$122,343
2016-08-02Listed for sale--

For Sale by Agent

AgentAmber D DeCarlo
BrokerageMac Realty Group

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