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2145 100th St, Somerset, WI, 54025

4beds
4baths
4,068sqft
$579,900
$143price/sqft
$4,406/moest. monthly cost
$176,240/yrincome needed

About This Home

This home blends thoughtful design with flexible living space, set on a large, heavily wooded lot that offers both privacy and a natural backdrop. Inside, the kitchen stands out with a large center island, white cabinetry, apron-front sink, and double oven built for both everyday living and hosting. The open layout flows easily into the main living areas, while a spacious bonus room over the garage gives you options for a home office, playroom, or additional lounge space. The primary suite offers a comfortable retreat with a double jetted tub, creating a quiet place to unwind at the end of the day. Downstairs, the lower level includes additional living quarters, ideal for guests, multi-generational living, or added flexibility as your needs change. A newly built home with space to grow—both inside and out—this property gives you room to live the way you want.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Somerset Middle SchoolGrades 5-85.3 mi
4/10
Somerset High SchoolGrades 9-125.4 mi
6/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Concrete,Sump Pump,Tile Shower,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 256
  • Dimensions: 16x16

Bedroom2

  • Level: Upper
  • Area: 256
  • Dimensions: 16x16

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Bonus Room

  • Level: Upper
  • Area: 768
  • Dimensions: 32x24

Family Room

  • Level: Lower
  • Area: 270
  • Dimensions: 18x15

Features

  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 2,976

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,068
  • Total interior livable area: 4,068 sqft

Living Room

  • Level: Main
  • Area: 324
  • Dimensions: 18x18

Study

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 038106580000
  • Zoning description: Residential-Single Family
  • Foundation area: 1092

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Fencing: Chain Link,Full,Vinyl

Lot

  • Lot size: 4.14 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$257$3,084
Property Taxes $835$10,020
Electricity $382$4,587
Total$4,406$52,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,062/yr
40% on housing$132,180/yr
45% on housing$117,493/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 54025$203
St. Croix County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 54025$186
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$725,000
2026-05-01Listed for sale$750,000
2019-12-12Listing removed$50,000
2019-10-02Price change$50,000
2019-06-12Listed for sale$55,000
2017-08-09Sold$42,900

For Sale by Agent

AgentMary Yacoub-Raad
BrokerageRealty ONE Group SIMPLIFIED

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