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2040 Walker Cove Rd, Sparta, TN, 38583

3beds
2baths
1,344sqft
$309,900
$231price/sqft
$2,257/moest. monthly cost
$90,280/yrincome needed

About This Home

Welcome to peaceful country living at its finest! This well-kept home offers the perfect blend of comfort, space, and scenic surroundings. Step onto the inviting covered front porch and take in the quiet views before heading inside to a spacious, open living area with vaulted ceilings and plenty of natural light. The large kitchen features abundant cabinet space, modern appliances, and a functional layout ideal for everyday living or entertaining. Generous bedrooms provide comfort for the whole family, while the updated bathroom adds a clean, modern touch. Outside, enjoy wide-open views from the back deck overlooking beautiful rolling land—perfect for relaxing evenings or weekend gatherings. The level yard offers plenty of room for kids, pets, or even a garden. With a peaceful setting yet convenient access to town, this property is a rare find. Move-in ready and waiting for its next owner!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Findlay Elementary SchoolGrades PK-51.4 mi
6/10
White Co Middle SchoolGrades 6-82.2 mi
7/10
White County High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 033.08

Features

  • Patio & porch: Porch,Covered

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: see acreage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance $170$2,040
Property Taxes $345$4,140
Electricity $175$2,103
Total$2,257$27,084

Income You'd Need if You Spent...

35% on housing$77,382/yr
40% on housing$67,710/yr
45% on housing$60,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$192
White County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$309,900
2026-04-14Listing removed$320,000
2026-03-31Price change$320,000
2026-03-25Listed for sale$369,000
2020-07-31Sold$148,000
2019-11-19Sold$15,000

For Sale by Agent

AgentTammy Price
BrokerageTri-star Real Estate & Auction Co.,

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