18 Spencers Xing, Saint Peters, MO, 63376
About This Home
Welcome to 18 Spencer Crossing! This beautifully maintained 3-bedroom, 2-bath ranch offers the perfect blend of modern updates, energy efficiency, and an unbeatable St. Peters location. Nestled in the desirable Spencer Creek neighborhood, you'll enjoy easy access to nearby parks, scenic walking and hiking trails, and all the conveniences the area has to offer. The updated kitchen, renovated in 2020, features modern finishes, quality appliances, and a functional layout ideal for everyday living and entertaining. The home also includes a finished lower level, providing additional living space for a family room, recreation area, home office, or workout room. Designed with efficiency in mind, this home is loaded with valuable upgrades including solar panels, a high-efficiency HVAC system, tankless water heater, and water treatment system. These features help maximize comfort while reducing monthly utility costs. A cozy fireplace adds warmth and character to the main living area. If you're looking for a move-in-ready home with modern updates, lower energy costs, and a fantastic location close to parks and trails, 18 Spencer Crossing is a must-see.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1982
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Blown-In Insulation,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Humidifier,Free-Standing Gas Oven,Range Hood,Tankless Water Heater,Water Softener
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Finished,Sump Pump
Bedroom2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 10x12
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 320
- Dimensions: 16x20
Features
- Beamed Ceilings,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Recessed Lighting,Smart Thermostat,Vaulted Ceiling(s)
- Door features: Panel Door(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Plank,Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,456
- Finished area above ground: 1,492
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Gas
Interior Area
- Total structure area: 2,948
- Total interior livable area: 2,948 sqft
Kitchen
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 300
- Dimensions: 20x15
Primary Bathroom
- Level: Main
- Area: 40
- Dimensions: 5x8
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 204
- Dimensions: 12x17
Property
Details
- Parcel number: 201085384000139.0000000
- Special condition: Standard
- Other equipment: Air Purifier
Features
- Levels: One
- Patio & porch: Front Porch
- Fencing: Back Yard
Lot
- Lot size: 10,105 sqft
- Features: Back Yard,Front Yard
- Lot size dimensions: 79 x 99 x 74 x 44 x 116
Parking
- Total spaces: 2
- Parking features: Concrete,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Earthquake
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $291 | $3,492 |
| Electricity | $225 | $2,701 |
| Total | $2,382 | $28,584 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $330,000 |
| 2026-08-05 | Listed for sale | $330,000 |
| 2024-01-08 | Listing removed | -- |
| 2024-01-01 | Listed for rent | $2,475 |
| 2022-07-08 | Listing removed | -- |
| 2022-06-30 | Listed for rent | $2,600 |
| 2021-04-11 | Listing removed | -- |
| 2021-04-02 | Listed for rent | $2,400 |
| 2017-02-08 | Sold | -- |
| 2017-01-02 | Pending sale | $189,900 |
| 2016-12-10 | Price change | $189,900 |
| 2016-11-15 | Listed for sale | $179,500 |
| 2010-10-01 | Listing removed | $180,000 |
| 2009-06-17 | Listed for sale | $180,000 |
| 2008-12-05 | Listing removed | $172,900 |
| 2008-11-14 | Price change | $172,900 |
| 2008-08-04 | Price change | $174,900 |
| 2008-06-06 | Listed for sale | $180,000 |
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