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101 Timbuktu Lane, Oroville, WA, 98844

2beds
2baths
1,102sqft
$429,900
$390price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

ESCAPE TO THE LAKE! Set on a Sunny corner lot with glimpses of the Lake and a short walk to all amenities, this spacious 2-bedroom, 2 Bath cottage features an open Great Room-Kitchen with soaring ceilings and tons of natural light. Interior is fully updated with easy-care vinyl plank floors, quartz counters, new stainless steel kitchen appliances & sink. The cottage has a Modern flair with all new furnishings, LED lighting, and fresh interior paint throughout. This Duke plan offers both a front & back Veranda, and has the largest Kitchen of all the original Veranda Beach cottages, with a pantry & extra cabinets. Veranda Beach is a one of a kind planned resort community set on the best boating & swimming lake in Washington State with nearly 1 mile of Sandy beach, acres of common lawn area, a saltwater pool, fitness center, a new marina & more! The grounds are fully maintained by the HOA and concierge services help with maintaining your home away from home. Located in the rugged Okanogan Valley, just a few minutes from the Canadian border and its renowned wine region with 50+ wineries and dozens of fine dining options within a 1 hour drive. Golf courses, horseback riding, hiking, hunting & fishing are also located closeby. This lakehouse is also an ideal vacation rental, If you have never experienced Veranda Beach, inquire about arranging a trial stay.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,None,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 9105005900
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: no

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,High Tech Cabling,Vaulted Ceiling(s),Water Heater
  • Has spa: Yes
  • Topography of land: Level,Steep Slope
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Dead End Street,Open Lot,Paved,Athletic Court,Deck,Dock,Dog Run,Electric Car Charging,Gas Available,High Speed Internet,Hot Tub/Spa,Irrigation,Moorage,Patio

Parking

  • Total spaces: 2
  • Parking features: None
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Avalanche
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$214$2,568
Property Taxes $311$3,732
Electricity $149$1,793
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 98844$166
Okanogan County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 98844
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$429,900
2022-04-15Sold$439,900
2019-04-05Sold$225,000
2008-06-18Sold$374,900

For Sale by Agent

AgentPaul Conley
BrokerageWindermere R.E. Northeast, Inc

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