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2304 103rd St, Lubbock, TX, 79423

4beds
2baths
1,886sqft
$289,000
$153price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

$5,000 SELLER CONCESSION AVAILABLE! Use it toward allowable closing costs, or prepaid expenses. This beautifully maintained Jeff Seal built 4-bedroom, 2-bath home features an open-concept layout with soaring specialty ceilings, beautiful natural light, and stylish finishes throughout. The kitchen offers granite countertops, a breakfast bar, pantry, and abundant cabinetry, opening seamlessly to the living area with a cozy wood-burning corner fireplace. The isolated primary suite provides a relaxing retreat with double vanities, granite countertops, separate tub and shower, and a generous walk-in closet. Outside, enjoy a covered patio and sprinkler system, perfect for easy everyday living and entertaining. Conveniently located in the desirable Lubbock Cooper school district, near shopping, dining, and parks. Move-in ready and offering $5,000 to help with buyer costs, schedule your private showing today!

Getting Around

24
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Batts Insulation,Blown-In Insulation,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen/Dining Combo,Vinyl Flooring

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Pantry,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Plank,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,886

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Pantry,Vinyl Flooring,Wood Paint Cabinets

Living Room

  • Features: Vinyl Flooring

Primary Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower/Tub

Primary Bedroom

  • Features: Carpet Flooring,Isolated

Property

Details

  • Parcel number: R330003
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$303$3,636
Property Taxes $324$3,888
Electricity $238$2,859
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 79423$190
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79423$151
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$284,000
2026-07-17Listed for sale$289,000
2026-07-10Pending sale$289,000
2026-06-26Listed for sale$289,000
2019-08-27Listing removed$229,900
2019-05-20Price change$229,900
2019-05-07Listed for sale$235,000

For Sale by Agent

AgentAshley Rodriguez
BrokerageTapp Realty Group, eXp Realty

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