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4416 140th St, Lubbock, TX, 79424

4beds
3baths
2,715sqft
$539,900
$199price/sqft
$4,195/moest. monthly cost
$167,800/yrincome needed

About This Home

It is situated on a cul-de-sac corner. It features 4 bedroom and 3 baths, Large formal living room open to the kitchen that offers great visibility to the dining area and back yard. 3 car garage and a yard that is large enough for a pool or great family time. Loaded with great amenities and even fresh paint and new carpet. The back yard is large enough for a swimming pool or just a great gathering place for the family. Close to community lake so you can enjoy evening walks. Priced below recent appraisal.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Exhaust Fan,Gas Cooktop,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Bookcases,Breakfast Bar,Ceiling Fan(s),High Ceilings,Kitchen Island,Natural Woodwork,Quartz Counters,Soaking Tub,Storage,Vaulted Ceiling(s)
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,715

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,715
  • Total interior livable area: 2,715 sqft

Property

Details

  • Parcel number: R330865
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Attached,Garage,Garage Door Opener,Garage Faces Rear,On Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$467$5,604
Property Taxes $700$8,400
Electricity $298$3,577
Total$4,195$50,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,828/yr
40% on housing$125,850/yr
45% on housing$111,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$167
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$539,900
2026-07-20Listing removed$539,900
2026-05-20Listed for sale$539,900
2026-04-01Sold--
2026-02-27Pending sale$540,000
2026-02-04Listing removed$540,000
2026-02-04Price change$540,000
2026-01-09Listed for sale$560,000

For Sale by Agent

AgentRod Reynolds
BrokerageLyons Realty

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