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1135 Cross Pointe Dr, Cookeville, TN, 38506

3beds
3baths
1,992sqft
$395,900
$199price/sqft
$2,527/moest. monthly cost
$101,080/yrincome needed

About This Home

MOVE IN READY and priced below appraised value!! This 3 BR 2.5 bath home offers the perfect blend of comfort and convenience. Featuring a spacious layout, master bedroom on main level, hardwood flooring, a 2 car garage, and a fenced backyard that's ideal for pets, kids, or relaxing evenings outdoors. Low maintenance as HOA takes care of mowing the grass!!! Enjoy the feel of a nearly new home without the wait on new construction! Conveniently located just minutes from town, shopping, dining, and situated in a desirable school zone. Whether you're a growing family or looking to downsize without sacrificing quality, this home checks all the boxes. Seller is offering a concession for a 1-0 buy down using preferred lender going under contract before 8/31. Seller is also offering $500 concession toward buyer choice of home warranty or appraisal fee.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-126.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stone,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Disposal,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 016.00

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 4,816 sqft
  • Lot size dimensions: 56 x 86

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,001$24,012
Home Insurance $193$2,316
Property Taxes $158$1,896
Electricity $175$2,103
Total$2,527$30,324

Income You'd Need if You Spent...

35% on housing$86,640/yr
40% on housing$75,810/yr
45% on housing$67,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$183
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$394,900
2026-07-17Price change$395,900
2026-06-29Listed for sale$399,900
2024-03-20Listing removed--
2024-02-28Listed for rent$2,350
2022-07-21Sold$367,000
2022-06-16Pending sale$369,900
2022-06-06Listed for sale$369,900
2015-04-27Sold$155,000

For Sale by Agent

AgentBethany Walker
BrokerageThe Realty Firm

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