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26 N 2nd St, Pickens, MS, 39146

3beds
4baths
3,818sqft
$527,000
$138price/sqft
$7,402/moest. monthly cost
$296,080/yrincome needed

About This Home

Situated on 2.43 beautiful acres in the heart of historic Pickens, this exceptional property at 26 N. 2nd Street offers the perfect blend of Southern charm, comfort, and space for entertaining. Boasting 3,818 square feet, this inviting home features 3 bedrooms and 3.5 baths with spacious living areas designed for both everyday living and hosting family and friends in style. Abundant natural light, generous room sizes, and a functional layout create a warm and welcoming atmosphere throughout the home. Outside, the expansive grounds provide plenty of room to relax, entertain, and enjoy the peaceful surroundings of small-town Mississippi living. Whether you're hosting holiday celebrations, game-day gatherings, or quiet evenings under the stars, this property offers the ideal backdrop. Tis one-of-a-kind property combines privacy, charm, and timeless appeal with endless possibilities.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Gpe SchoolGrades K-53.7 mi
5/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Refrigerator,Trash Compactor,Warming Drawer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,818
  • Total interior livable area: 3,818 sqft

Property

Details

  • Parcel number: 0520601400

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 2.43 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters in Holmes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,664$31,968
Home Insurance *$4,160$49,920
Property Taxes $223$2,676
Electricity $355$4,260
Total$7,402$88,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,782/yr
40% on housing$222,060/yr
45% on housing$197,386/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 39146
Holmes County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 39146$9
Holmes County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$527,000

For Sale by Agent

AgentRobin Torrence
BrokerageHaley Properties LLC

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