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419 Valley View Dr, Cherokee, IA, 51012

3beds
2baths
1,476sqft
$278,000
$188price/sqft
$2,141/moest. monthly cost
$85,640/yrincome needed

About This Home

Enjoy comfortable, efficient, and easy one-level living with this well-maintained 3 bedroom, 2 bath pad home offering 1,476 square feet of thoughtfully designed living space. One of the biggest advantages of a pad home is simplicity - no basement stairs, no unused lower level, and everything you need conveniently located on one floor. Whether you're looking to simplify your lifestyle, reduce maintenance, or simply appreciate the convenience of single-level living, this home offers an appealing combination of comfort and practicality. Efficiency is another standout feature. The home is equipped with a gas forced-air furnace and central air, and the utility history speaks for itself, with an average gas cost of approximately $37 per month and average electric cost of approximately $69 per month. That's an impressive combined average of just $106 per month for gas and electricity. The home also features a new water softener, and all appliances are included, helping make the transition for the next owner that much easier. Outside, you'll find mature, well-established landscaping that adds character and curb appeal without having to wait years for it to develop. A 12' x 18' patio with a Screenbuilders roof creates a comfortable outdoor space for relaxing, grilling, or entertaining while enjoying some protection from the elements. A large garden shed provides additional space for lawn equipment, tools, and outdoor storage. The two-car attached garage adds everyday convenience and also features additional storage above, giving you valuable space without sacrificing room inside the home. If you've been searching for a home that combines one-level convenience, manageable upkeep, excellent energy efficiency, and comfortable indoor and outdoor living, 419 Valley View Dr. deserves a closer look. This is a home designed to make everyday living simple, comfortable, and affordable.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
8/10
Cherokee Middle SchoolGrades 5-80.3 mi
6/10
Washington High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included,Owned
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master Bath,Master WI Closet,Kitchen Island
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Property

Details

  • Parcel number: 190350726105004
  • Zoning: 101
  • Zoning description: 101

Features

  • Patio & porch: Patio

Lot

  • Lot size: 8,276 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$302$3,624
Property Taxes $313$3,756
Electricity $121$1,452
Total$2,141$25,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,405/yr
40% on housing$64,230/yr
45% on housing$57,093/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 51012$116
Cherokee County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 51012
Cherokee County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$277,500
2026-08-11Price change$277,500
2026-07-15Price change$278,000
2026-07-04Listed for sale$285,000
2019-01-29Sold$215,000

For Sale by Agent

AgentRusty W Rasmus
BrokerageRasmus Realty & Auction

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