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3131 Specklebelly Dr, Baytown, TX, 77521

4beds
2baths
2,056sqft
$275,000
$134price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

*BANK APPROVED PRICE* 3131 Specklebelly Drive in Baytown, TX is a charming single-story home that blends modern comfort with timeless style. Built in 2018, it offers a welcoming layout with spacious living areas for both relaxing and entertaining. The brick exterior and thoughtfully designed façade create inviting curb appeal, while inside, you’ll find an open-concept floor plan that flows seamlessly from the kitchen to the living room. With four bedrooms and two baths, it provides plenty of space for family or guests. The backyard is a private retreat, ideal for gatherings, play, or simply enjoying the Texas sunshine. Located in the desirable Goose Creek Reserve community, residents enjoy neighborhood amenities such as walking trails, playgrounds, and community pool access, all while being just minutes from schools, shopping, and I-10 for easy commuting. This home combines modern living, convenience, and a warm neighborhood atmosphere, making it a wonderful place to call home.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Travis Elementary SchoolGrades K-52.3 mi
4/10
4/10
Lee High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric,Gas

Interior Area

  • Total structure area: 2,056
  • Total interior livable area: 2,056 sqft

Property

Details

  • Parcel number: 1393860030015
  • Special condition: Short Sale

Features

  • Stories: 1

Lot

  • Lot size: 5,998 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Cold Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$329$3,948
Property Taxes $144$1,728
Electricity $238$2,859
Total$2,101$25,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 77521$130
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77521$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$275,000
2026-03-10Pending sale$270,000
2026-02-27Price change$270,000
2026-01-07Price change$285,000
2025-12-02Price change$290,000
2025-10-10Pending sale$250,000
2025-09-25Price change$250,000
2025-09-18Price change$265,000
2025-09-05Listed for sale$280,000

For Sale by Agent

AgentAnthony Giglio
BrokerageMetrolina Estate Realty, LLC

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