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1903 340th St, Titonka, IA, 50480

3beds
1baths
1,193sqft
$1,007,500
$845price/sqft
$6,931/moest. monthly cost
$277,240/yrincome needed

About This Home

Rare opportunity to purchase highly productive farmland in Kossuth County, IA featuring approximately 72 acres of premium tillable ground along with a 5.5 acre acreage site complete with several outbuildings and a compliant septic and well. Highlights: - Approximately 72 acres of quality tillable farmland - Strong agricultural productivity and income potential -5.5 acre rural acreage included -Multiple out buildings providing storage and utility options -Excellent opportunity for farmers, investors, and those seeking a country homesite -CSR2 #3 - 84.55 #4 - 88.039 Acreage Leased Through Oct 2026 Land Leased Through Harvest of 2026 Ave Corn Yield-208 approved per 160 acres Ave Bean Yield-62 approved per 160 acres

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Algona Middle SchoolGrades 5-815.2 mi
4/10
Algona High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Age Over 8 Years,Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,193

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 1,193 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1231300004
  • On leased land: Yes
  • Lease amount: 19800
  • Land lease expiration date: 1798675200000
  • Zoning description: Agriculture
  • Foundation area: 884

Features

  • Levels: One and One Half
  • Stories: 1
  • Topography of land: Gently Rolling

Lot

  • Lot size: 77.50 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 2627 x 1280

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,094$61,128
Home Insurance *$779$9,348
Property Taxes $937$11,244
Electricity $121$1,452
Total$6,931$83,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,634/yr
40% on housing$207,930/yr
45% on housing$184,826/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.4%
16.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$845This listing

vs Other Active Listings

Avg $/sqft

ZIP 50480$40
Kossuth County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 50480
Kossuth County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$1,007,500
2026-07-24Listed for sale$1,007,500

For Sale by Agent

AgentKris Odegaard
BrokerageCENTURY 21 Northland Realty

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