321 N Jones St, Algona, IA, 50511
About This Home
This charming 2-story home offers 2, possibly 3 bedrooms and a functional layout perfect for everyday living. The open kitchen and dining area create a welcoming space for gathering, while the main floor also features convenient laundry and a half bath. Upstairs, you'll find a full bathroom and comfortable bedrooms. Outside, enjoy the fenced backyard complete with a dog kennel and ramp leading to the porch for your furry friends. An attached one-car garage adds extra convenience, and the home is conveniently close to schools, making it a great move-in-ready option.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 1,344 sqft
Kitchen
- Level: Main
- Area: 253
- Dimensions: 23x11
Living Room
- Level: Main
- Area: 182
- Dimensions: 14x13
Other
- Level: Upper
- Area: 168
- Dimensions: 12x14
Other
- Level: Upper
- Area: 72
- Dimensions: 9x8
Other
- Level: Main
Other
- Level: Upper
- Area: 64
- Dimensions: 8x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2202407006
Features
- Levels: Two
Lot
- Lot size: 8,448 sqft
- Lot size dimensions: 66 x 128= 8448
Parking
- Total spaces: 1
- Parking features: Attached,Gravel,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $88 | $1,056 |
| Electricity | $121 | $1,452 |
| Total | $735 | $8,820 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $89,900 |
| 2026-06-29 | Listed for sale | $94,900 |
| 2007-12-05 | Sold | $39,000 |
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