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3938 HAMMOCK BLUFF Drive, Jacksonville, FL, 32226

5beds
3baths
2,378sqft
$419,900
$177price/sqft
$3,286/moest. monthly cost
$131,440/yrincome needed

About This Home

This beautifully maintained 5-bedroom, 3-bathroom single-story residence offers an exceptional blend of space, privacy, and modern convenience. The thoughtfully designed split floor plan provides flexibility for multigenerational living or guest accommodations while maintaining comfort for all. The expansive open layout is ideal for entertaining, anchored by a spacious kitchen featuring stainless steel appliances, double ovens, and ample cabinetry. Set on just under ¼ acre, the fully fenced yard offers extended pavers for outdoor enjoyment and backs to a serene preserve, creating a private setting with no rear neighbors. Ideally located close to shopping, dining, popular attractions, and the airport, this property delivers both tranquility and accessibility. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Oceanway SchoolGrades 6-84.7 mi
2/10
First Coast High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,378 sqft

Property

Details

  • Parcel number: 1063814060

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Rear Porch
  • Fencing: Back Yard,Vinyl

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$271$3,252
Property Taxes $653$7,836
Electricity $239$2,871
Total$3,286$39,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,662/yr
40% on housing$98,580/yr
45% on housing$87,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$241
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$419,900
2024-08-08Sold$350,000
2024-05-29Pending sale$359,900
2024-05-17Price change$359,900
2024-05-09Price change$374,900
2024-04-24Price change$379,900
2024-04-08Price change$384,900
2024-02-29Listed for sale$394,900
2022-04-19Listing removed--
2022-03-24Listed for rent$2,295
2021-03-31Listing removed--
2021-03-03Listed for rent$2,150
2019-12-30Listing removed$1,895
2019-11-16Price change$1,895
2019-11-01Price change$2,095
2019-10-06Price change$2,195
2019-08-30Listed for rent$2,350
2019-07-24Listing removed$2,200
2019-07-04Listed for rent$2,200
2018-05-22Sold$262,000

For Sale by Agent

AgentJESSICA WIEBENGA
BrokerageDJ & LINDSEY REAL ESTATE

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