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1528 Central Ave, Indianapolis, IN, 46202

3beds
3baths
2,865sqft
$480,000
$168price/sqft
$3,433/moest. monthly cost
$137,320/yrincome needed

About This Home

Welcome to 1528 Central Ave, a property that exudes elegance and sophistication. The kitchen is a chef's dream, boasting an accent backsplash that adds a touch of style and a kitchen island that provides ample space for meal preparation. All stainless steel appliances are included, ensuring a sleek and modern look. The primary bathroom is a haven of relaxation, featuring double sinks for added convenience. The primary bedroom is a sanctuary, complete with a walk-in closet for all your storage needs. This property is a perfect blend of style and functionality, making it a must-see. Don't miss out on this opportunity to own a piece of luxury.. Included 100-Day Home Warranty with buyer activation

Getting Around

81
WalkingVery Walkable
49
TransitSome Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Other
  • Construction materials: Brick,Other

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Other
  • Level: Upper
  • Area: 169
  • Dimensions: 13 x 13

Bedroom3

  • Features: Other
  • Level: Upper
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic Access,High Ceilings
  • Attic: Access Only
  • Finished area below ground: 862
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,865
  • Total interior livable area: 2,865 sqft

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Master Bedroom

  • Features: Other
  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 490636180048007101
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Entry location: Ground Level

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$227$2,724
Property Taxes $517$6,204
Electricity $262$3,151
Total$3,433$41,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,702/yr
40% on housing$102,990/yr
45% on housing$91,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$490,000
2026-04-02Price change$500,000
2026-03-19Price change$510,000
2026-03-09Listed for sale$517,000
2026-03-04Sold$502,364
2018-09-07Sold$487,000
2018-05-30Sold$568,000

For Sale by Agent

AgentShelby Farrar
BrokerageOpendoor Brokerage LLC

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