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20 Lafayette Crossing Dr, Rossville, TN, 38066

3beds
3baths
2,507sqft
$549,000
$219price/sqft
$4,122/moest. monthly cost
$164,880/yrincome needed

About This Home

Beautifully designedi & impeccably maintained, this charming Lafayette Station home offers elevated finishes, thoughtful upgrades, and exceptional indoor/outdoor living.The inviting 3BR/2.5BA plan features hdwd floors, tall ceilings,custom trim,designer lighting, and a vaulted great room with exposed wood beams,abundant natural light,stone fireplace, and built-ins. The open kitchen is a showpiece with quartz countertops, large island, gas cooking, double ovens, stainless appliances, custom cabinetry, and spacious dining area with beam detail. Private office with accent wall provides a stylish work-from-home space. The primary suite offers comfort and privacy, while the laundry room includes extensive cabinetry and utility sink. Enjoy year-round living on the screened porch overlooking the private landscaped backyard and courtyard patio. Additional upgrades include home generator, irrigation system, window treatments, and oversized 2-car garage. Move-in ready with standout curb appeal!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-811.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vent Hood/Exhaust Fan,Self Cleaning Oven,Double Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Area: 324

Dining Room

  • Features: Separate Dining Room
  • Area: 130

Features

  • 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Half Bath Down,High Ceilings,Smooth Ceiling,Two Story Foyer,Vaulted/Coff/Tray Ceiling,Cable Wired,Walk-In Closet(s),1 1/2 Bath,Den/Great Room,Dining Room,Kitchen,Laundry Room,Office,Primary Bedroom,1 Bath,2nd Bedroom,3rd Bedroom,Square Feet Source: Appraisal
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Carpet,Part Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,In Den/Great Room,Ventless
  • Fireplace: Yes
  • Attic: Attic Access,Walk-In

Heating & Cooling

  • Heating features: Central,Dual System,Natural Gas
  • Cooling features: 220 Wiring,Central Air,Dual

Interior Area

  • Total interior livable area: 2,507 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry,Updated/Renovated Kitchen
  • Area: 165

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 238

Office

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First
  • Area: 100

Property

Details

  • Parcel number: 181B F02900

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Screen Porch,Covered Patio
  • Exterior features: Auto Lawn Sprinkler
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Professionally Landscaped
  • Lot size dimensions: 8519 SF

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $240$2,880
Property Taxes $903$10,836
Electricity $203$2,444
Total$4,122$49,464

Income You'd Need if You Spent...

35% on housing$141,325/yr
40% on housing$123,660/yr
45% on housing$109,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 38066$179
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38066$197
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$549,000
2026-07-17Listed for sale$549,000
2021-02-05Sold$423,900
2020-09-16Pending sale$419,900
2020-07-06Listed for sale$419,900

For Sale by Agent

AgentJon D Dickens
BrokerageThe Firm

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