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135 Chesnut Ridge Dr, Oakland, TN, 38060

4beds
3baths
2,503sqft
$417,825
$167price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Step into this lovely 4-bedroom, 3-bath home featuring a soaring entry that welcomes you into a spacious Great Room with a cozy gas fireplace — perfect for relaxing or entertaining. The open layout flows seamlessly into the eat-in gourmet kitchen, complete with stainless steel appliances, ample cabinetry, and a generous pantry. The vaulted primary suite offers a peaceful retreat with a luxurious en-suite bath designed for comfort and style. Enjoy morning coffee or evening relaxation in the bright sunroom overlooking the backyard. With low Fayette County taxes and thoughtfully designed living spaces throughout, this home offers both value and elegance. Don’t miss the opportunity to make it yours!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-80.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range/Oven,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: Shared Bath,Smooth Ceiling,Carpet
  • Level: First
  • Area: 132

Bedroom4

  • Level: Second
  • Area: 221

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Area: 320

Features

  • 1 or More BR Down,Primary Down,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Smooth Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Cable Wired,Walk-In Closet(s),Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,2 or More Baths,Laundry Room,4th or More Bedrooms,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Double Pane Windows
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless,In Den/Great Room
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,503 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Kitchen Island,Washer/Dryer Connections
  • Area: 132

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Vaulted/Coffered Ceiling,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Vaulted/Coffered Ceiling,Smooth Ceiling,Carpet
  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 106D B01100

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Covered Patio

Lot

  • Lot size: 9,000 sqft
  • Features: Landscaped
  • Lot size dimensions: 90 x 100 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,112$25,344
Home Insurance $234$2,808
Property Taxes $523$6,276
Electricity $203$2,440
Total$3,072$36,864

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$163
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$423,950
2026-05-05Price change$423,975
2026-04-28Price change$424,975
2026-04-21Price change$425,000
2026-04-14Price change$426,000
2026-04-07Price change$427,975
2026-03-31Price change$429,975
2026-03-24Price change$430,000
2026-03-17Price change$432,500
2026-03-10Price change$435,000
2026-02-27Listed for sale$440,000
2021-03-31Sold$372,000

For Sale by Agent

AgentJoshua D Hisaw
BrokerageKeller Williams

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